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A <br />21. Recoureyance. Upon payment of all sums secured by this Security Instrument. Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs. <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />24. Ries to dds Security lastrumenL If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br />Fi Adjustable Rate Rider ® Condominium Rider 2-4 Family Rider <br />ILI Graduated Payment Rider Cj Planned Unit Development Rider <br />E. Other(s) [specify] <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />...... .......... .... .........................(Seal) <br />Ja L. Shu1tZ — aOfO"'* <br />........... .............. ............ (Sul) <br />Kathy A. Shultz <br />Issas DWOW ttft tine Fer 1 — <br />STATF OF rii zSRA SKf) <br />COUNTY OF LANCf1STLS <br />r <br />The fciv,egoiPt g a � <br />� <br />9 °Li Cif Y � <br />W�SB ac.: "3wleu ocy Jefrr Y`ey we or, <br />siu; stiarid ared wi fe. <br />P <br />e. <br />e� <br />S <br />u. P <br />M <br />