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<br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ........................PM~:7P.QQ............................., together <br />with all Riders to this document. <br />(B) "Borrower" is .~I,G~A.~O.M..,t,ly~.~ MD.R~TM, Ny~.E/.~V!l.~~N.QA~.Q W!~~.......................................................................... <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is .~~N~.Qf.QPNI.~~~N................................................................................................................. . <br />Lender is a .CPR~OR~T10N........................................................................................... organized and existing under <br />the laws of . THE !lJo!\T.E. Pf. ~.E~~M~A....... ...... ........................... . Lender's address is . r. P. P.Q~.47P,.QON.WJ1o!\f'J/.I\I~..&Qe~7:P7lQ.... .. <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is .G~~JMk~A1I,Q~A.~ ~.~~K .~9.~p.~.~~e. !l.~r~fl.lp.~,'.~P. .~~n8........................................................................ <br />(E) "Note" means the promissory note signed by Borrower and dated P.HM.QQe.................................................... . The <br />Note states that Borrower owes Lender P.I\IE.l:lllNOREQ.1V\!EI\IJX fIVUtl.QVSAI\ID.I\I\IO.I':lDJ.1.0.Q........................................................ <br />... .. . .. .. .. .... . .. .. .... .. .... . .. .. .... .. .... .... Dollars (U. S. $ .1?~,QPP:PP.......................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... O:'\-O.l;m~~. ... ... ... ... ... ... .. <br /> <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />D Adjustable Rate Rider D Condominium Rider <br />D Balloon Rider D Planned Unit Development Rider <br />D 1-4 Family Rider D Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the enect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. ~2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />D Second Home Rider <br />D Other(s) [specify] ....................... <br /> <br />Form 3028 1/01 <br /> <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT G;;i1 .-JJ~ I 1llllllJIIII[llllzllllllllllllll 1111 <br />aankers Systems, lno.. St. Cloud, MN Form MD-l-NE 8/17/2000 <br />ref: 1/2001 (page 1 of 7 pa <br /> <br />,i '" ii', <br />. ~.II"" iI <br /> <br />~--_. <br />