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<br />not personally liable on the Note or under this Deed of Trust, and (c) agrees that Lender and any other Borrower
<br />hereunder may agree to extend, modify, forbear, or make any other accommodations with regard to the terms of this
<br />Deed of Trust or the Note, without that Borrower's consent and without releasing that Borrower or modifying this Deed
<br />of Trust as to that Borrower's interest in the Property.
<br />12. Netiea. Except for any notice required under applicable law to be given in another manner. (a) any notice to
<br />Borrower provided for in this Deed of Trust shall be given by delivering it or by mailing such notice by certified mail
<br />addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender
<br />as provided herein, and (b) any notice to Lender shall be given by certified mail to Lender's address stated herein or to
<br />such other address as Leader may designate by notice to Borrower as provided herein. Any notice provided for in this
<br />Deed of Trust shalt be deemed to have boa given to Borrower or leader when given in the manner designated herein.
<br />13. Gevesuleg Low; SeveraNll ly. The state and local laws applicable to this Deed of Trust shall be the laws of the
<br />jurisdiction in which the Property is located. The foregoing sentence shall not limit the applicability of Federal law to
<br />this Deed of Trust. In the event that any provision or clause of this Deed of Trust or the Note conflicts with applicable
<br />law, such conflict shall not affect other provisions of this Deed of Trust or the Note which can be given effect without the
<br />conflicting provision, and to this end the provisions of this Deed of Trust and the Note are declared to be severable. As
<br />used herein. "casts ". "expenses" and "attorneys' fees" include all sums to the extent not prohibited by applicable law or
<br />limited herein.
<br />14. Borrower's Copy. Borrower shall be furnished a conformed copy of the Note and of this Deed of Trust at the
<br />time of execution or after recordation hereof.
<br />15. RalsleMbasa Less AVoomvmt. Borrower shall fulfill all of Borrower's obligations under any home rehabilita-
<br />tion, improvement. repair or other loan agreement which Borrower enters into with Lender. lender, at Lender's option,
<br />may require Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignment of any rights,
<br />claims or defenses which Borrower may have against parties who supply labor, materials or services in connection with
<br />improvements made to the Property.
<br />16. Tn skr et do Peeprty. Aannpdow. • If all or any part of the Property or an interest
<br />tberein is sold or transferred by Borrower without Lender's prior written consent,
<br />e=luding (a) the creation of a lien or encumbrance subordinate to this Dead of
<br />Trust, (b) the creation of a purchase money, security interest for household appli-
<br />&noes or (c) a transfer by devise, descent or by operation of lawn upon the death o!'
<br />a joint tenant, Lender may, at Lender's option, declare all the suer secured by this
<br />Deed of Trust to be immediately due and payable. Lender shall have waived such
<br />optics to accelerate if. prior to the sale or transfer, Lender and the persar to
<br />whoa tbo PropertT"is to be sold or transferred reach agreement in writing that the
<br />credit of such person is satisfactory to Lender and that the interest payable on the
<br />sum secured by this Deed of Trust sball be at such rate as Lender shall re"st.
<br />If Lender exercises such option to accelerate, Leader shall sail Borrower notice of
<br />acceleration in accordance with paragraph 12 hereof. Such notice shall provide a
<br />within whfich Borrower a 30 days from declarr&dtede. if Borrower mailed isoto pay such
<br />sue prior to the ex of of such period, Lender may, without further notice or
<br />demand on Borrower, invoke any remedies permitted by paragraph 17 hereof.
<br />NOW UNWORat CoVENANfs. Borrower and Lender further covenant and agree as follows:
<br />17. Acceleration; Rvmeiw. Emmet as provided In psrsgrspi 16 beresf, upm Borrower's breach of my csvamsmt
<br />or ageeomw'of Berrewer be thi@ Dead of Test, including Dereswer's f.Ume as pry, by the end of 10 eaiandar days s tee
<br />tiny are des, my seems secured by this Dead of Treat, Under prior to soniersdom attall give notice to Borrower as
<br />provided Is I grspb 12 bonef spseKj*t (l) d@ breseit (2) the actor required to can such breach, (3) a diets, mat
<br />lass dust 20 days from the dam the notice in welled to Borrower, by wb cb snit I t smat be cured; and (4) that
<br />failure io emu sari brescb w or, F, tin date specldad In cis notice may ru dt is acederstlem of the arms secured by
<br />this Deed of.Tesst and ask of the Property. T'hn notice shall festive inform Borrower of the tight to reinstate afar
<br />seedwatim and tin right to bring a coat active to eased the nmszktmm of a odsfitalt er any other defense of Borrower
<br />to acedwttlm and saw. U tlw breach b art cured w or bofore the diets specified In the notice, Lender, at Lender's
<br />epdon, may declare ail of the a secured by this Dowd of Treat to be home dwteiy due aced payable without farther
<br />dobmsad anal stay lavabo the power of sale and my other remodlss permitted by applicable law. Leader shall be wtltled
<br />be collect ali raeaemsibw cub said expenses Incurred In panning tie renedia provided In this paragraph 17, including,
<br />but mail limNvd se, evaooms.. stlerolm, foes.
<br />U tl s pewar stank is inveiad, Tresses @bell recerd a artier of default In each comfy Is which the Property or some
<br />part thereof is located cad sill wall copies of saes mortice In the mmmw prescribed by applicable law to Borrower and
<br />to the osier persons Peesarlbed by applicable law. After the lapse of such dose s may be required by applicable law,
<br />Trustee sia{f give pubic modes of ask to the penes sad In tie summr proscribed by applicable law. Trusbe, without
<br />damsnd w Baeewat, sisfl sell tie Property at public aacdW le the blgbst bidder at the time and place and under the
<br />sums dmignoW in the notice of sale In ass or mar partoele and In each order as Trustee may determine. Trustee may
<br />peatpese sow of all or any psrcal of do Proprty by public aaaeascaeeet at the time and place of any previously
<br />edndded sew. Lender or loader's dsignse may lmcieae the Property at my sale.
<br />Upon eeo@I of peymaat of the price bid, Trosese @ball deliver to the purchaser Trustee's deed conveying the
<br />Property sold. The rtecible is the Trssea't dead shall be prima facie evidence of the trod of the ststomenta made
<br />tiads. Tr=W sW apply tie proceeds of tie ate o titre following orders la) to aA ressouabk cats and expeeom of the
<br />sew, locludbeg, but set llama to, Treata 's loos actually incurred of not more than ............. 'd. of the grow sale
<br />price, roteaenside ausneye' few aced cesb of;hie evidence. (b) Well sumo secured by this Deed of Trust; and (c) the ex-
<br />cm, tf any, ha the prow or person kgadly s aidded tbereto.
<br />It BoreowesIt Rigbt is Rohatme. Notwithstanding Lender's acceleration of the sums secured by this Deed of
<br />Trust, due to Borrower's breach. Borrower shall have the right to have any proceedings begun by Lender to enforce this
<br />Deed of Trout discontinued at any time prior to the earlier to occur of (() the fifth day before the sale of the Property
<br />pursuant to the power of sale contained in this Deed of Trust or (ii) entry of a judgment enforcing this inked of Trout if:
<br />(a) Borrower pays Lender all sums which would be then due under this inked of Trust and the Note had no acceleration
<br />occurred; (b) Borrower cures all breaches of any other covenants or agreements of Borrower contained in this Doted of
<br />Trout; (c) Borrower pays all reasonable expenses incurred by Lender and Trustee in enforcing the covenants and
<br />agreements of Borrower cottained in this Dosed of Trust and in enforcing Lender's and Trustee "s remedies as provided in
<br />paragraph 17 hereof. including, but not limited to. reasonable attorneys' fees; and (d) Borrower takes such action as
<br />Lender may reasonably require to assure that the lien of this Deed of "Trust, Lender's interest in the Property and
<br />Borrower's obligation to pay the sums secured by this Deed of Trust shall continue unimpaired. Upon such payment and
<br />cure by Wnrower. this Deed of Trust and the obligations secured herebv shall remain in full force and effect as if no
<br />acceleration had occurred.
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