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Ss�tra' ' 107238 ;ADDITIONAL TERMS PRE PAI'MENT AND A('GRIM.OF THE FINANCE CHARGE: E,'%t inn trih I ol(ttheitlendm 4 ins tuuon: rat bunt that: huy�ntthdi!tr :+fit hlnnpute� }tr l ,bet 116 charge to prepay the whole amount Dining to you in toil et any Dine or in pa dally. I lino%' my finance charge %711 be less if I make an early' p guts shown it will rbe ighe it tl�r (heal Ina ncl +CllArge! Twat tlIt 1` koler ts. and thet I Dial[late I trice aregeati- charge will he reflected in my final bill: I also know that the rim mates based on the assumption that you will receive each f the payments bank does ttnot t`l mpenetthett and charge there u and eittIprepnyithe whole anuam[c t`r u wilnothing fund to refund if I am charged c,n a Jail% basis. It the lending to rile the unearned port ton of the Finance charge (interest) by the accounting procedure known as the actuarial methlxl I and the unworn of my rebate will be e'i died on the uheduled dates and amounts of my' monthly payment and not on the actual dates and amounts of the prepayments that f pay to you. 1 kilo %' that a refund of Its +than 51 �)n will Mx be nude. IMPORTANT NOTICE ABOUT WARRANTIES: {s) We '`as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUIN- NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY ;SELL- ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT) f ht I have read. in detail. the separate -- to- 1'EARi.imrrLD�4ARR NT"t Mlieh.ttmatc.accnmpanir,thI racukirk ;og,17thetnyunpluid arcumstahich in which the manufactured products u ill to repaired or replaced I take n. 11ce of the Imtar+•ns on the a arrann ..rod ! pan+cul.lrt% rcngnize that any intp{iedwasrann• which applies tottteglx s a,% onl yaslongastheuarrantvor %crvicecontract. _ ,i..iscornract.Itexilaimthe conditions aMfcir- !cs I have read. in detail. the separate LIMITED I`STALLATIO` A ARRAN I N wh h. li mete. a ""u'rar„e` f cuinstance, m which the, installation of the siding will he redone 1 wk nDt,.e of :hc !mutau+ms un the u arrant ,and 1 parr ularts rccogmze that any implied warranty which Applies totheinstallation at,onyasloneasthewarrantlr enicc. mart 4PECIAL -ORDER GOODS: 1 know that 6c hoast�rnhahlmeasured ill txn Lt an%uthcrlrDUne,. and utnder sunhtumdiamr Ittknow` het ly pinnozulan �Stthis cDntreettatan at fil izoods tbat are manufactured for my stw p after the period of time given to file. by Eau. ut w hi, h t + +ca ^eel - After that le.al ,need +d of un'e. 1 know that I ha%c ;hc oblignron u> pas cud m .wf the amount owed. OBLIGATION'S PERTAINING TO PROPERTti' INSURANCE zMied o t a� `in REAL r policy Thr imurarrx :.DmpamFmu must acpr lved brepair ts - a and Atthe policy insured mud have at least8t!`r ?f its replacement value by hay I - a . a heneticiary clause which says that you are tD be paid if there is oat can -the ha. +sat tDau t this m�urance,pa leer alto eithcrtr�pe% ;my�nt :? nt,1 out }'Dull first repair sou. utusr thexize the insurance aimpany to pay you directly fax am loss ti-% rode ndenik obtain d anti pmts for by me '_. I aW promise that I will Mtn p. fx• I have the option of pro%Iding pre pen% insurance throueh an exurn- In >tic� or throu h ' Allow j yonc else Ill place any hens tin m %' real estat` u h ul kouT U�Ct�thp`nm (ealte,fa[el Ilral,t +prin ,e lhel I w ill n t extend, renew[ r Chat prix tDd awithout y'OUr due . S. 1 pre +mice to ninety ntakr r.{ paymems on m, Prior wrinen permission 5 if 1 do not - insure my how ` %c Ddb fulfill on demand 1p'uarntere,n.n tfr_°Ih+�thest lawtiuh�u +n[r;let +cute lei mterutul;ntil I pavyvc u bank, tttesc amounts will me it ppaac anv of these obligations for tile. E agree a pax , , i+e'ad%kd to my ekht to you which is secured by m% real e,wre and house I know that it you decide to buy in,urance for fie that you do not ha%e to obtain an }' homeowner or liability insurance. SALE OF SIV Hot :SE: I promise not tovat. 3ease or gr,e me hou,e to am ark unnl l ha :e Cult repaid my debt tD emu. DEFAULT: I will he in default under this contract if: I . 1 don't make a payrnent when due: or 2. l break any promise I Made to you in this contract, or 3. Something else happens which causes you to believe in good faith that I do not intend to pay you as promised: or 3. 1 default en any obligations for which I am using my home as collateral: or 5. Something happens to my house which threatens your rights, if any, in rte IF I A.rI IN DEFAULT: I understand that you have the right to f-mclose the Mortgage I have given to sou and have my house sold to repay any amounts t owe you if I am in default under this contract. Before M fa voutr reasonable tanorMYs fees ivid otr ootlher eel led expenses such as cou rrtt costs. title searches and money youtoxPended or, m protect your rights. I agree pay - to protect my horse. if you are allowed to collect s-xh antcwnts by law . OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. or. we can delay enforcing any of tits rights without losing them. We can also use any rights now or in the future given to us bylaw. understand in some DELAYS: f know that y �k use your urr cone eons Ito install you t�e rots I intngrmatenalc ctr for outer but asons that are beyond your control ourtderystand that YOU will delays tl� use caused by not be liable for such delays. tatid that ARBITRATION: If t have a dispute or claim with you concerning the quantity, veopquality d my community o .. I also knowttthat any decision made by anarbitrat may be be err and settled according to the mediation- arbitration program that tered in the court having jurisdiction over me and you. SALVAGE VALUE'. ws I know that the windo, woodwork. stdmg. brick and other n'atenuls that have to t t remeeed be you for this installation have salvage value. When you remove them, you can have them or s. hale%er propene you w ant and accept U SITUATIONS: its contract I. also understand that this sale occurred in my hot= Eind that you understand mayt notrhavee had all the correct aformation important m misvtransaction at our fingertips: I give you my consent to correct any obvious error that may have occurred when the blanks in this contract were completed. of this Cori requires INVALID PROVISIONS: If as provision of this contract violates the law OW it umn.forceable, the rest of the contract will be valid. If soy part layman of more interest than the law permits, then you will only have the right-to collect from me the amount of interest which the law allows you to collect. COMPLETENESS OF THIS CONTRACT: This contract can only be changed if both you and I agree in writing. The following notice brings to my attention n tend that I d face vpeufien this contract is sold to a financial institution or a bank. and I should notice that the impor- tance of this provision is stressed by is appearance point.