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010 106880 13. The irrevocable right to appoint a substitute trustee or trustees is hereby expressly granted "to the Beneficiary, his successors or assigns, to be exercised at any time hereafter thoutispecifying any reason therefor, by filing for record in the office where this instru- "t It' 'record a substitution of Trustee. Prior to recording the substitution of Trustee, s copy "of'the "instrument of the substitution of the successor Trustee shall be mailed to the; Trustor and all persons .who,have - requested notice of default and notice of sale by filing snch req"at with the office of register'of deeds where this Deed of Trust is recorded. 14. If doze thaa:one person joins in the execution of this instrument as Trustor, or if aoyvne so, joined be of, the 'feminine sex,. the pronouns' and relative words used herein shall be E, l,vritten in the plural or feminine, respectively, and the term "Beneficiary" shall include any payee of the indebtedness hereby secured or any assignee or transferee` thereof ytsether;by operation'`of law or otherwise. The covenants herein contained shall bind and the rights herein ;granted or conveyed shall inure to the respective heirs, executors, administrators successors, and assigns of the parties hereto. 15. In compliance with section 101.1(d) of the Rules and Regulations of the Small Business Administration (13 C.F.R. 101.1(d)), this instrument is to be construed and enforced in accordance with applicable Federal Law. 16. -A judicial decree, order, or judgment holding any provision or portion of this instrument invalid or unenforceable shall not in any way impair or preclude the enforcement of the .remaining provisions or portions of this instrument. 17. The sale of the real estate which is the subject of this Deed of Trust without the prior written consent of the Beneficiary is agreed to be a material default by the Trustor and the Beneficiary shall have the option to declare the whole indebtedness secured thereby to be due and owing and the power of sale conferred upon the Trustee may be exercised pursuant to this document and applicable statutes. IN WITNESS WHEREOF, Trustor has executed this instrument and the Trustee and Beneficiary are deemed to have accepted their respective rights and duties when a duly executed and acknowledged copy of this instrument is delivered to them. David F. Harders i 1 Debra J. Harde' (Add Appropriate Acknowledgment) STATE OF NEBRASKA ) (SS: COUNTY OF HALL ) Before me, a qualified Notary Public, personally appeared David F. Harders and Debra J. Harders , known to me to be identical persons who signed the foregoing instrument and acknowledged the execution thereof to be their voluntary act and deed. Witness my hand and Notarial Seal on 19 ...`�aGflYgMs EA ic- NOTARY UBLIC *,commission expires: i = A ' � A s J,