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!f llect from me rnt tan tiapnnits )n ou will on1vt <C �h pavmm Of te the amount of imerrat which the taw dloK s you rocol!ect COMPI.ETFNESS OF THIS CONTRACT: This contract can only he changed if Mach you and f agree in writing The following notice brings to my attemin the rights that I have even when this contract is sold to a financial in it i WIL. and i should notice that the impor- tance of this provision is stressed by its appearance in ten point, bold face type: NOTICE $6--- This credit contract finances a purchase, All legal rights which the Buyer has against the Seller arising out of this transaction, including all claims and defenses, are also valid against any holder of this contract. The right to recover money from the holder under this provision is limited to the amount paid by the buyer under this contract. A claim is a legally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Seller. A holder Is anyone trying to collect for the purchase. MURAPICE CANCELLATKIIN- if 1 have requested insurance in this purchase. I may cancel such request for insurance for any reason within fifteen (15) days from the date of this contract by notifying you or the holder of this contract in writing i know that the cancellation of my coverage will be arranged with the insurance carriers) and a full refund of my premium(s) together with applicable finance charge will be credited to this contract. PLEASE NOTE: if l have requested insurance in this { urcbase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance cover age. 1 know that if there is an), conflict in the emerage or the language of the certificate of insurance and the following Notice of Proposed insurance that t am covered only to the extent stated in the following Notice of Proposed Insurance. I also know that I have insurance coverage only if 1 have been charged for it. NOTICE OF PROPOSED INSURANCE I take notice that either Credit Life or Credit Accident and Health Insurance. cur bah, will be applicable to this Sales Contract on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance by the insurance n ce company. the insurance will be effective as of Today and will continue only for the number of months af,er the effective date equal to the natimser of monthly payments. I understand that this panicutar insurance may not provide coverage for my !au few payments, and that during that period of time I will not have any insurance coWrsge All benefits and proceeds of the insurance will be id to you or to a financial institution or a bank if it purchases the Sales Contract to the extent of its interests and any halanc c will be payable io rte. The initial amount of Credit Life Insurance is &.e amount required to repay the Total of Payments: thereafter. the insurance decreases by the amount of each monthly payment on a s:heduled 30 day basis. If i am Cindy obligated on the Sales Contract with a Co-Buyer, and we have both sighed the r e g u e s i for Credit Life Insurance, death benefits will be payable only Knh respect t o t hat first one of us to die. Subject to exclusions, eliminations or waiting period slated in the insurance policy or certificate. Credit Accident and Heath Insurance is too the benefit amount of i -301h of each month's payment for each day that lam totally disabled due to an injun' ix sickness while I owe any payment to you: how ever• ! understand that I have to be prevented from working due to such total disability for more than four- teen (13) consecutive days before the insurance benefit is paid back to the first day of my total disability . I also know that I canna obtain any insurance from you if i am ever 65 years of age today, and 1 also knout that the insurame coverage provided to me may contain a maximum amount of coverage which will not pay in some cases, the entire amount that I owe vow. Due to the maximum amount of coverage stated in the insurance policy. I know that any unpaid amount in excess of the insurance coverage will still have to be paid. if the Sales Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded tome in the man- ner prescribed by law Within thirty (30) days. i w:h receive the certificate of insurance more fully describmy my insurance coverage. If the insurance is not accepted by the insurance company, i will receive a refund of the insurance premiums I have paid. (J - J /I i BUYER: Die next two paragraphs contain warranties relative to the ale given be us to ne nstui-tuuuon o i ` Wr b is onirad SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES QONTRACT AND AGE R)R VALUE RECEIVED, Seller hereby sells. assigns, conveys. transfers and delivers to t (Assignee) all of its rights, btle and interest rn and in the Instal Iment Sales Contract and Mortgage. together with all liens existing to ent. and the property enctimbetut hereby. Assignee is hereby substituted as ptortgagee under the Mortgage provisions of this contract. Seller warrants and re t has the right to make this assignment. (i) A!1 statements and figures in this convaa and in the Buyer's statement are materially, we and correct: (3) This contract arose from the bona fide sale of ale goods and srn•iees Ilescriboed herein: I31 The cash otowapayment shown in this contract was actually paid by Buyer and no pan of said downpaymem was loaned di- rectly txindirectly by Seller [o Buyer. (5) Each Bever is legally competent to contracC !6) This contract is not and will not be subject to any claim. defense, demand or tight of offset; (7) The execution of this convect sn+d the underlying sales trarsacven giving rise thereto did not violate any federal ox state law. directive, rule or regulation now in effect: (8) In the event that this contract or the urdrr!ymE vales traasacnor. a suh)ect to a right of rescission or cancellation by the Buyer. such rescission or cancella- tion p:riod tnasexpired and neither the .vain nor this cimtraia has been cancelled o irnded THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. IN TESTIAIONI' WHEREOF. that in drnigned a an }µAtogzed represe �t of the Seiler and ha signed below on behalf of the Seller on this rimy of The foregoing instrument was acknowiedged betore ire on by the authorized agent of Seller who is My cottuntwon expires: �Fbt M !A V :i t M5 t -DIY ,�� THE n /7 L r J L_