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The following notice brings to my attention the right4 that I have even when this contract is .old to a financial institution or a bank, WWI strcnrta "we twat the Imp - Lance of this provision is stressed by its appearance in ten point, boldface type: NOTICE 86— `in6685 Thle credit contract finances a purchase. AN legal rights which the SUyer hoe 09810M al. SOWM -,' wv out of this transacgon Including all Claims and defenses, are also valid against any hoidsr of tMsftontilmi. money from the holder under this provision is limited to the amount pal by-the buyer A claim Is a IpaNy valid reason for suing the Seller. A defense Is a legally valid reason for not paying _ #wl Seller. A holder Is anyone trying to collect for the purchow. INSURANCE CANCELL ATION: If I have requested insurance in this purchasc, l may canal such request for insurance for any r-ason within fifteen (15) days from the Use of this convect by notifying you a the holder of this contract in writing. I know that the cancellation of my coverage will be arranged with ttie insurance carrier(s) and t full refund of my ptemium(s) together with applicable finance charge will be credited tothis contra t. R EASE NOTE: If l have tegnested itWtrenee iu this puncbase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance Coverage. know tha! if Mere is an conflict in the coverage tw the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to he extent sled in the following Notice of Proposed Insurance. I also know that 1 have insurance coverage only if l have been charged for it. NOTICE'OF PROPOSED INSURANCE 1 take notice that either Credit life orCredit Acci &nt and Health Insurance, or bath, will be applicable to this Saks Cormac: on them side only if I have chosen t by sirinS dw request for such insurance. This insurance "I only cover the person signing the request at the cost for each type of insurance shown. Subject m ry the insurance company, the insurance will be effective as of today and wilt continue only for the member of months after the effective date equal to the acceptance ably Payments. 1, understand that this particular insurance may not provide coverage for my last few payments, and that during that period of time I will not have any ssuiance coverage. All benefits aid proceeds of the insurance will be paid to you or to a financial institution or a bank if it purchases the Sales Contract to the extent of its Overeats and any balance will be payable to me. The initial amount of C xlttt ft Life Insurance is the amount required to repay the Total of Payments; thereafter, the insurance ecreases byy the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obligated on the Saks Contract with a Co-Buyer, and we have both signed ie request forCredit Life Insurance, death benefits will be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period steed t the insurance policy or certificate, Credit Accidentand Heath Insurance is forthe benefit amount of 1130th of each month's payment foreach day that I am toWlydisdtkd ue to an injury or sickness while I owe any payment to you; however, I understand that I have to be prevented from working due to such total disability for inure !hut four - ien (14) consecutive days before the insurance benefit is paid back to the first day of my total disability. I AW know that I cannot obtain my inwwaaoef rout yon il'I w9PORMTEM �� today, aai [also know Htat the inwraace aronerage pr ovWdl to tae ttuy troataia a maximam aatoant of coreraae wWck Ovid sot pay � nana+e <e amotswt that i ewe voce. Die to the maximum 91rN1rint of coverage stated in the insurance policy,l know that any unpaid amount in excess of the tnsutatiCe will have w be paid. ff t}te Saks Conaact is prepaid m fail l prior to the last nt dart, an unearned inwrance PaY� Y prcmiuritswillberefundedtomeintlenun- by law. Within thirty (30) days, I will receive the certificate of insurance more fully describing my iosurancecovcrege. If the inwraiict is not ompany, l will receive a refund of the insurance premiums I have paid. �� } yQ �/`,� ,�,,,,,C�a : The next two paragraphs contain warranties relative to this sale given by us to to die tion err m r u to buy Co � SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTRACT ANn W( arrar.I: FOR VALUE RECEIVED, Seller hereby sells, assigns, conveys, transfers and delivers to f ps y Q 11'n f I ) (Assignee) all of its rights, title sad interest in and to the Installment Sales t "omtact and `torigage, together withal] liens existing to sou is payme encntnbered Iterebgg. Assignee is hereby substituted as McKtgagee under the Mortgage provisions of this contract. Seller warrants std represents. (I) fit tftis assignment (2) All statements std figures in [fits contract and m the Buyer s statement are materially true and correct: (3) This contract arose fro of the goods sod services described herein; l4) The cash Jownpaymen[ shown in this contract was actually paid by Buyer and no part of said down yt re or indirectly by Seller to Buyer. i3) Each Buytr is legally comp eent to contract; (li) This contract is not and will not be subject to any claim, dePafet of offset: (7) The execution of this contract and the underlying sales varroaction givinT rise thereto did not violate any federal or state law, directive, rail is efrecr (8) In die event that this convect air the tmderlying sales transaction is sti6leM to a right of rescission or'tanceilation by the Buyer, snobM Lion pmod has expired and neither the sale oar rhiscontract has n cance0ed a rescinded. THIS CONTRACT 1S ma !T sum lliff eIT RECollm IN TESTIMONY WHEREOF, the undersigned is ••t /Y au zed represer to of the Seller and has sighed below on behalf of the Seller on this day of / r' /�� t 9 -3(. The foregoing instrument was acknowledged before me r I