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NON- UNIF00.M COVENANTS. Borrower and Lender further covenant and agree as follows: <br />19. Acaderadon; Remedies. Leader shall give notice to Borrower prior to acceleration following Borrower's <br />breach of any covenant or agreement In this Security Instrument (but not prior to acceleration under paragraphb 13 and 17 <br />now" applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to care the <br />default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cared; <br />and (d) that failure to care the default on or before the date specified in the notice may result in acceleration of the sums <br />secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to <br />reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other <br />defense of Borrower to acalersitiott sad sale. If the default is not cured on or before the date specified in the notice, Lender <br />at its option may require immediate payment in full of all sums secured by this Security Instrument without further <br />demand and nay invoke the power of sale and nay other remedies permitted by applicable law. Lender shall be entitled to <br />collect all expenses incurred is pursuing the remedies provided in this paragraph 19, including, but not limited to, <br />reasonable attorneys' fees sad costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the <br />Property is located and shall mail copies of such notice is the manner prescribed by applicable law to Borrower and to the <br />other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of <br />sale to the pegs and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shalt sell the <br />Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in <br />one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by <br />public announcement at the time and place of soy previously scheduled sale. Lender or its designee may purchase the <br />Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. <br />Trustee shall apply the proceeds of the sale in the following order. (a) to all expenses of the sale, including, but not limited <br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees: (b) to all sums secured by this Security <br />Instrument; and (c) any excess to the person or persons legally entitled to it. <br />20. Lender in Possession. Upon acceleration under paragraph iQ or abandonment of the Property, Lender (in <br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the <br />Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver <br />shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not <br />limited to, receivers fees, premiums on receiver's bonds and reasonable attorneys' fees. and then to the sums -secured by <br />this Security Instrument. <br />21. Reconveyance. Upon payment of all sums secured by this Security Instrument. Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs. <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Secunty Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Secunty <br />Instrument. [Check applicable box(es)] <br />i j Adjustable Rate Rider r Condominium Rider _ 2--4 Family Rider <br />Graduated Payment Rider - Planned knit Development Rider <br />BILL Others) [specify] Acknowledgement <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />X .C$ ......:- �ctc�cL,s ti..._..._ ...._(Seal) <br />.......................... ........_b <br />KM PHETSAVAM <br />...(Seal) <br />SYSENGPHETH SAYCOCIE <br />t5pace aeic Tlgs Lm For Admowle itmmtl <br />STATE OF M ............................. <br />COUNTY OF HALL ........................... I SS: <br />The foregoing instrument was acknowledged before me this .... OCT OBER ........... 31 ... , .. 1986 ...... ............................... <br />Klb 1119MVAN H AND SYSENWIMM SAYMCIE HUSBAND AND GVIFE (date) <br />by............................................. ............................... .... <br />(person(s) acknowledging) <br />My Commission expir �: <br />ilRllll f>DT 1 A. SUMOM M Ntintle <br />of �� 1* airy <.ti u. < ! (SEAL) <br />Notary Public <br />This instrument was prepared by....... Linda S) oma <br />-7 <br />J <br />