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86-- 104922. Nor: U'NIF'ORM Co%F%ANI-S- Borrower and fender further covenant and agree as follows 19. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraphs 13 and 17 unless applicable law provides otherwise). The notice shall specifyt (a) the default, (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cored. and (d) that failure to cure the default on or before the date specified to the notice may result in acceleration of the sums secured by this Security instrument and sole of the Property. The notice shall further Inform Borrower of the right to relnshate after k omell ration and the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to necekntion and antic. If the default is not cured an or before the date spedfled In the notice. Leader at its option may re"ke Immediate payment in full of an sums secured by "this Security Instrument without further " demand and nay invoke . the power of sale and any other remedies permitted by applicable law. Leader shall be entitled to collect all expeasea incurred' " In pandag the remedies provided in this paragraph 19, tacludtag, but not limited to, reasonable attoraey's fees sad costs of- K. Ode evidence. It the power of sale Is Invoked, Trustee shall record a notice of default in each county la which any part of the Property Is located and shall mail copies of such notice In the manner prescribed by appliable law to Borrower and to the otbeer persons prescribed by applicable law. After the time required by applicable law. Trustee shalt give public notice of sale to the persoas and in the mouser prescribed by applicable law. Trustee, without demand on Borrower, shalt salt the Property at public suction to the highest bidder at the time and place and under the terms designated In the' notice of sale in one or more parcels and in any order Trustee determises. Trustee may postpone sal of all or any parcel Of the "Property by public announcement at the time and place of any previously scheduled sale. Leader or Its designee coal purchase the Property at any, note. - Upon receipt of payment of the price bid, Trader shag deliver to the purchaser Trustee's deed conveying the Property_ The reeltafs In the Trustee's deed shall be prima fade evidence of the truth of the statements made therein. Trustee s6aB apply the proceeds of the sale in the following order_ (a) to all expenses of the note; Intloding, Is not Bmfied to, Trustee's fees as permitted by applicable law and reasonable attorney's fees; (b) to all sums secured by this Security Instrument; and tc) any ticess to the person or persons legally entitled to it. 20. Lender In Possession, Upon acceleration under paragraph 19 or abandonment of the Property. Lender (in person, by agent or by judicially appointed receiver) shag- be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due_ Any rents collected by Lender or the receiver shish be applied 4 Brst to aynnent of the costs of m ement of the Pr g, but not fffitited to, receiver's p snag Property and collection of rents, including. fees,' premiums on receiver's bonds and reasonable attorney's fees, and then to the sums secured by this Security Instrument. 21. Recoeveyance. Upon pa}vuttt of all sums scared -by this Security "instrument, Lender shall rurst Trustee to ' e reconvey the Property and shall surrender this Security instrument and all notes evidencing debt. secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs: 22. Substitute Trustee. Lender; at its optiosr, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the counrv'in _which this Security Insuutitent is recorded. Without conveyance of the Property, the successor trustce shall succeed to all the title. power and duties conferred upon Tntsiee herein and by applicable law. 23. Request for Notices. Borrower requests that copies of the notices of default and sale be sett to Borrower's address which is the Property Address. - 24. Riders to fhb Security iowunow. If one or more riders are executed by Borrower and corded together with this Security instrument, the covenants, and agree is Of each such riser shall be tucorpotawd into arui sbaB'aniend. and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a p of this security instrument. $Check applicable box(es)] 11 Adjustable Rate Rider r, Condominium Rider 2-4 ramily Rider t C Graduated Payment Rider Ca Planned Unit Development Rider 1X Other(s) ]specify) VA Rider BY SIGNING Betciw•, BorMWer accepts and agre cs to the tc.M and Covenants contained in this Sontrity Inshirmart and In any rider(sl executed by Borrower and recorded with it: a , (Seal) Garth* Esser - -a-- Cam,✓ d-f� s (Seal) Susan L. Essex STATE OF COUNTY OF Hall v SS: a Notary Public in and for Said county and static, do hereby certify that and Seenan L_ F.aanr. -. _. _- - personally appeared _ - - before use and is (are) known or proved to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be C td I, free and voluntary act nod itg5. 'tiC', rACKI - - '• deed and that they executed said instrument for the purposes and uses therein set forth. Witness my land and offkml seal this 2$1.1k _.- __ _ day of h t __ _ ,:_. -__... _ . 19 My Comm t tQ)tR1' It o hrkntt e odettsre rtAV LOWRY '( z �•, f" ' '[,tr "^ ex R Wa Co°r its 2i 1911 _ r u•, r s.i4 1 G id^" aSCai1 NmAr rubles khf4 En.teiM -ht .4, p1q,Arrit h+,