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<br />Nk � U NII-' ?KM is rI i_u.ar i s ;iurrowei anti ,ender fnnther covenant and agree as fisllows-
<br />11 �lsprtsion; Remedies_ Under shall give notice to Borrower prior to acceleration following Borrower's
<br />breath of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraphs 13 and 17
<br />unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the
<br />default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured;
<br />and (dl that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums•
<br />secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other
<br />defense of Borrower to acceleration and sale. if the default is not cured on or before the date specified in the notice, Lender,
<br />at its option may require immediate payment in full of all sums secured by this Security Instrument without further', _
<br />demand and may invoke the power of sale and any other remedies permitted by applicable law. Under shall be entitled to
<br />"tolled all expenses incurred in pursuing the remedies provided in this paragraph 19, including, but not limited to,
<br />reasonable attorneys' fees and costs of title evidence.
<br />If the power of silt is invoked, Trustee #hail record a notice of default in each county in which any part of the
<br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the
<br />other persons prescribed by applicable taw. After the time required by applicable law, Trustee shall give public notice of
<br />ante to the persons and in the manner prescribed by applicable irw. Trustee, without demand on Borrower, shall sell the
<br />Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in
<br />one or more parcels and in any order Trustee determines. Trustee may postpone ask of all or any parcel of the Property by
<br />public announcement at the time and place of any previously scheduled sal, Leader or its designee may purchase the
<br />Property at any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the
<br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />Trustee shall apply the proceeds of the sale in the following order, ts) to all expenses of the sale, including, but not limited
<br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security
<br />Instrument; and (c) any excess to the person or persons legally entitled to it.
<br />20. Leader in Possession. Upon acceleration under paragraph 19 or abandonment of the Property; Lender (in
<br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the
<br />Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver
<br />shall be applied first to payment of the costs of management of the Property and collection of rents. including; but not
<br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' tees, and then to the sums secured by
<br />this Security Instrument.
<br />21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security ,
<br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons
<br />legally entitled to it. Such person or persons shall pay any recordation costs.
<br />22, Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee
<br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded.
<br />Without conveyance of the Property, the successor trustee shall succeed to all the tide. power and duties conferred upon
<br />Trustee herein and by applicable law
<br />23, Request for Notices. Borrower requests that copies of the notices of defauh and sale be sent to Borrower's
<br />address which is the Property Address.
<br />24 Riders to this Security Instrument. if one or more riders are executed by Borrower and recorded together with
<br />this Security Instrument, the covenants and agreements oftacb such rider shall be incorporated into and shall amend and
<br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security
<br />Instlrwmt. [Check applicable box(es)j
<br />Adjustable Rate Rider Condominium Rider ; 2-4 Family Rider
<br />Graduated Payment Rider Planned Unit Development Rider
<br />C.1 Other($) [specify]
<br />BY SIGNING Bi=t O%w, Bor —wer accepts and agrees to the terms and covenants contained in this Security
<br />Instrument and in any nder(s) executed by Borrower and recorded with it,
<br />Kent`fld HO����n sao.R
<br />Susan E. Holston
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