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a <br />104414 ADDITIONAL _fERMS <br />PREPAVI-IFNT <br />i,,o �fp;u�,i, I I <br />4 <br />charuc will he reflected in fuN Final bill. I al- [he J:;I,lui�e I,1J:ji,1lP,,Iflj ,,nalliv <br />Cut <br />esti- <br />nmtes base don the a,yumpilr ,nthat ,,u w111 re t uh of Ifle PaYn-cubc',401% On ­iUc1!JIe_uId I e11­ ih l ❑3c,"! 111 be no ietan,l it I prepaN Jr,-c,,,u,eihcr; is nothinc <br />11, refund it I am charged on a,1411% hall% and it I prepa , the , ruile amount . �i-u will refund <br />to nu the unearned portion or the finance charge Intere,l j in-, !he "'counting llmcedur. know il -is o actuarial iliciflod : and the jull,.ujiz of in% ielate will I,- figured on the <br />,c died and arriountsot my monalliv payment uld it, - x on the avua! dale, and amount .-t l?1c prera}menl, ;flat I pay In %nu 1 know that a refund lit )r, *than 5t slot <br />will not Ile made. <br />IMPORTANT NOTICE ABOUT WARRANTIES: <br />(a) We as ShLLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- <br />BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR- <br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL- <br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). <br />AR I ',hici !I ,xplains the condition, and :1rLuIu`JanCeN <br />in which the manufactured product, ,, will herrpa d -,rrepf.,,d. I rats e mince ,,f lhv <br />rect­nwe that any inipliedwarrinty v.hich <br />applies long " th warn aiii, Ca odds <br />rcl Ih3Ie read. indeail, ihewp,ratv "I I'MIFT) INSTAI.LATIO, lN ARRAVI'l ,nt,h. i: nw&.,I,. ... iip,uue, ut,, •,-iuract it explain, the condition-ind Lit- <br />in which the installation ,,l%rh,l , 1,! 1.1,: " I il N.• I ed, me unil I pmiculark rccollnuc thal;;ry. im-pliedwarranty which <br />applies to the instal Iati,,n77!s, %t,tt, n t, th, ,,rra niyor,cry :,,in I at:t <br />SPECIAL -ORDER (,OODS:1kni,l, zh,z y ,)u Tneawcd 1 ilia,. ,old u, "pemn", - [ha! vm,, an In.,kc thr pr ducts to ist nix particular house. I take notice that the <br />goods filature manufactured hir my PeLZtiC h0ll'.'E'Whahh "I'l not laallN "ther at ,.mods n. I know ifiza I cannot cancel tlli­contract at all•. time <br />after the period of time given to me. N lier that 10,41 J,cli, �1,)! l!llIc. I 011", 01,11 I.i.late the obligation Ill r.,N you in full the amount owed. <br />OBLIGATIONS PERTAINING TO PROPER f N INSURANCE AND ININ REAL ESTA I-El: 1 1 pwmi,e w keep illy house ju.2t)M repair and to keep it insured for <br />The 111,111alice company nau f he al pril%ed by Nou, and the policy must ha%e <br />zro,iagree Z11,41 iz%kill noicaliccl Illy au- <br />I priumdse to pay ;Ili taxes. ts4e­lllenl aiId4')thcr,:hardes on my real estate when <br />allow anion cL c to pl ,c am liens t. n nry real c,a.c wrthuut v -our writ n pc•rnii r.t 3. due. 4. I*pr,,nii,c to limn I, I ls(� r ormw that I IN ill not --mend, leneIN ,r than prior ],)all, without N our <br />. take all payment, m, [III priol it,all, �ucilreL a it <br />written permission. 5 it I do no, lrlsurenl% hou,e "T lull ill Tw—lbel ohil'-'ation, r" 1311 real then gnu can (111 a t0r Me it I ,it .cant i but., ou do not hu% c Iiii. If you do <br />pay all% It these obligation. tor ine. lagree to pa% 1,,a h:lJ,,1lucni3nd p , lu­nzt,te,i,,t Hie ht he. laktai contmctmte ot inicre,i t ivil I pa% ou h3,:1, - thI,e amount, will <br />he aJded to nn' debt n. y,,u which i, ,cured Fr' rn rta r,rne and hi�u,e. 1 e.ow h:u a , nu .tu u!r i" hue n,u :mu tar nu d,r _� nu d: nut hart a. nb:atn - nv homeawnc: <br />or habilm in,,mant:c. <br />SALE 0F,%IVHOUSE: I promise not it) sell. f"l1.S1 10 ullill Ill,,% ,l full', !Lp:u'l no, dehl ii, I .0 <br />DEFAULT: I will be in default under this contract if: <br />I . I don't make a payment when due; or <br />2- 1 break any promise I made to you in this contract; or <br />3- Something else happens which causes you to believe in good faith that I do not intend to pay you as promised: or <br />4. 1 default on any obligations for which I am using my home as collateral; or <br />5. Something happens to my house which threatens your rights. if any. in it. <br />IF I AM IN DEFAULT: I understand that you have the right to foreclose the Mortgage I have given to you and have my house sold to repay any amounts I owe you if <br />am in default under this contract. Before my house is sold, you will do everything chat the law requires. I (you hire an attorney to assist you to sell M house, or, to sue me, <br />attorneys' and for other re I- <br />or. to protect your rights, I agree to pay you for your reasonable atto related expenses such as court costs, title searches an money you expended <br />to protect inyhouse, if you are allowed to collect such amoun!s bylaw. <br />OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. Or, we can delay enforcing an y of the rights <br />without losing them. We can also use any rights now or in the future given to us by law. <br />DELAYS: I know that you will use your best efforts to install the products I am purchasing on my house. but I also understand that in some situations cou nilay encounter <br />delays that are caused by strikes, weather conditions, delays you have in obtaining materials, or (or other reasons that are beyond your control. I understand that you will <br />not be liable for such delays. <br />ARBITRATION- If I have a dispute or claim with you concerning the quantity, quality or performance of the products, I understand that my, dispute may be submitl4M <br />and settled according to the mediation-arbitration program that may have developed in my community. I also know that ary. decision made by an arbitrator(s) would be ein� <br />tered in the court having jurisdiction over me and you. <br />SALVAGE VALUE: I know that the IN indilit. IN (,odwork. siding. brick and other rnaic7wl, that hate to be removed b), you for this inqailation have NO salvage value. <br />When you rernow them, % ou can have them for whatever you lt,tiu. <br />SPECIAL SITUATIONS: Due to the uniqueness of some of the products that you sell, I understand that in special situations that your Regional Office may have to review <br />and accept this contract. I also understand that this sale occurred in my home and that you and I may not have had all the correct information important to this transaction <br />at ourfingertiM I give you my consent to correct any obvious errors that may have occurred when the blanks in this contract were completed. <br />INVALID PROVISIONS: If any provision of this contract violates the law and is unenforceable, the rest of the contract will be valid. If any pan of this contract requires <br />payment of more interest than the law permits, then you will only have the fight to collect from me the amount of interest which the law allowsyou to collect. <br />COMPLETENESS OF THIS CONTRACT: This contract can only be changed if both you and I agree in writing. <br />7 <br />4 <br />r- I <br />col <br />tn <br />