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D�GF�ENT <br />Husband and Wife <br />nd Sandra J. Czarnick, ( "Borrower"), <br />ust dated. July 28, 1986 , <br />to be entered r into among <br />Association, Omaha ( "Trustee ") and <br />FirsTier Mortgage Co. ("Lender"), covering <br />the following described property: <br />Lot One (1), Block Thirteen (13), Schitmner's Addition to the City <br />of Grand Island,Hall County, Nebraska. <br />hereby acknowledge that'it is understood that (a) the Deed <br />of Trust to be executed by Borrower is a trust deed and not <br />a mortgage and (b) the power of sale provided for in the <br />Deed of Trust provides substantially different rights and <br />obligations to the Borrower than a mortgage in the event of <br />a default or breach of obligation. <br />Borrower acknowledges that this Acknowledgement was <br />made prior to the execution of the Deed of Trust. <br />Executed and delivered this 28th day of July <br />19 86 <br />Borr r JEROME J. .:APNICK <br />Borrower SA*T Ji.' CZAR "TICK <br />State of Nebraska ) <br />ss. <br />County of Hall ) <br />The foregoing instrument was acknowledged before me <br />this 28th day of July , 19 86 , by Jerome J. Czarnick <br />and Sandra J. Czarnick <br />Witness my hand and notarial seal at Grand Island <br />in said County, the date aforesaid. <br />My commission expires: August 10, 1988 <br />NZ M - S?r <br />EVERmR-Y Yt,,. ICt�i�s <br />My <br />-� Notary Publ'c BFCtRLY J. BREVER <br />