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<br />103814 ADDITIONAL TERMS
<br />PREPA%'MENT AND ACCRUAL OF THE FINANCE CHARGE. Even though 1 do not have to pas more than the regular scheduled monthly payinteat.,l have the
<br />right to prepay the whole amount owing to you in full at any t mr, or in part From mile to time If:he lending institution or hank that buys my contract computes°the finance
<br />charge daily, l know my finance charge will be less if I mailro rim early payment. and it will be higher it 1 pay fate, l also recognize that an necessary adjustment to total
<br />finance charge will be reflected in my final bill: I also know that the am jal shown on the reverse side for the Finance Charge, Total of Payments, ant! the Tidal Sale, Price
<br />are estimates based on the assumption that you will receive each of the payments exactly on its due date; and I know that there will be no refund rf i preppaayy becauselbere
<br />is nothing to refund it'll am charged on a laity basis, if the looting institution or hank does not compute the finance charge daily, and if l prepay the whole "U, pow
<br />will refund to me the unearned portion of the finance charge (interest) by the accounting procedure known as the actuarial method; and the amount of my rebate will be
<br />figgured on the scheduled dates and amounts of my monthly payment and not on the actual dates and amounts of the prepayments that i pay to you. I know that a refund°
<br />o less than $ l .00 will not be made.
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />(a) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR-
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />(b)1 have read, in detail, the separate " L.IMI rE.D `<VARR,ANTti•" which accompanies this contract. It explains the conditions and circumstances in which the man -
<br />ufactured products will be repaired or replaced. I take. nonce of the limitations on the warranty, and i particularly recognize that any implied warranty which applies to the
<br />goods lasts only as long as the warrant• or service contract.
<br />SPECIAL -ORDER GOODS: i know that you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that are manufactured for my specific house probably will not tit any other houses, and under such conditions, I know that i canna cancel this contract at any time
<br />after the period of time given to life, by law, in which tocancel. After that legal period of time, i know that I have the obligation to pay you in full the amount owed.
<br />OBLIG.ATiONS PERTAINING TO PROPERT'li INSURANCE AND %IN' REAL F:S'rvty: I I prennise to keep nn- house in good repair and to keep
<br />it insured for at least Rt)'i; of its replacement sahte by bosun" a tiro and evrr.ded ,eraee !n,mance policy. The insurance company must he approved
<br />by you, and the polfcy must have a beneti.v:u 1u e w-lurh ,ac: that sou ,Ire u, ln• p:nd d there is a loss. The insurance company must agree that
<br />it will not cancel m} lohcy wnhout first t.Li,e sou I author the i, wan — ".mpu,v w pus sou directly for any hiss. You can choose to use this
<br />insurance payment to either repay any amoml•> I our you or to repair rm h, t.,r. I have the option or providing property insurance through an existing
<br />policy or through it poh,.y indepcndentls bt,ine:l and pill tin by , I also p- onlse. that I sill not allow anyone else to place any liens on my real
<br />estate wahout your wnuen permission I promise to pots :dl tavc.. .evnrn!s and other harves on my real estate when due. 4. I promise to timely
<br />make all payments on ar: prior loans wonted tic n v real cst r I also romlse tha! I will not extend. renew or change prior loans without your written
<br />rrtnissmo. j_ If I dr. not insure nry hoi r :ullill rr. o!he +.h uti n •nv aid tttr thra you can do it fill me if you want (bur You sin not
<br />have tut If' you do pn• ans u, these ohh uno,s i „t me, I .t, .e To pay u i ail du,,tna plus inure I at the highest !au fill corumci rate of interest.
<br />Until I pay you hack, these ;mourn, ;•ill.he added io my dcht to %ou u%hlth , - eenrcd t+y nn real wits ;fail house- I know that if you decide to buy
<br />insurance for rile that vuu do not have to nbtam rim, homro ,w, „r 1toL,hn, nr,urtnec
<br />SALE ON 111• HOUSE:: I pnnnse not to self. 11'.— ,•.r r, hots %..n,,.,ne : ;nil 1 !.,,,c hdh 'erald ,,, daht d, cou-
<br />DEFAULT: I will be in default under this contract it
<br />1. I don't make a payment when due, or
<br />2. 1 break any promise I made if, you in this contract: or
<br />3. Something else happens which causes voll to belles V in ga,d troth that l do not imend to pay you as promise,; or
<br />4. 1 default on any obligations for which I an', usme my home as n,llaterd. m
<br />5. Something happens to my house which threarensvaurri ,¢hh.ifanv.mit.
<br />IF I AM IN DEFAULT; i understand that you have the nght to fowcd„ac the y1ort_aee I base ei.•en to you and have my house sold to repay, any amounts I owe you if I
<br />am in default under this contract. Before my house v, s old, vo- i w i! r - huoc th -ti the law, reymres It you hire an attorney a assist you to sell my house, or, to sue me,
<br />or, to protect your rights. 1 agree to pay you to. r•,ur ryas, nahlt anion s s fees and for .nher related expenses such as court cost., title searches and money you expended
<br />to protect my house, if you are allowed iocollect such amtounts h•, law
<br />OTHER RIGHTS: We can choose not m enforce arts of the nehts under this contract as oticn :u we want without losing them. Or. we can delay enforcing any of the rights
<br />without losing them- We can also use any rights now ax' in the troure g!sen to u, h% law
<br />DELAYS: 1 know that you will use your h e,,l eitons to lit lafl the pri aft r I lin 1 ur lja.,im ori my houst•. but i also understand that to some situations you may encounter
<br />delay's that are caused by strikes, weather andirons. de!,,... von hose .i , Naltime . Aclials. ,r for other reasons that are beyond your control. I understand that you will
<br />not be liable for such delays.
<br />ARBITRATION: If I haves dispute or cfaini with you "mc,mmg the qu:unuv. qu+:Lts or tcrlorman e of the products. I understand that my dispute may be submitted to
<br />and settled according to the mediation- ai hit rat tun pressrun Ili ;l stay ha, e 'I"v Iopcl ,n pro omi ill unity I also know that any decision made by an arbitrators) would be en-
<br />tered in the court having jurisdiction over me and you
<br />SALVAGE VALUE: i know that the windows, t and other nus!enals that have m he removed by you for this installation have NO salvage value. When you re-
<br />move them, you can have them lot a hateser purpose you wan!
<br />SPECIAL. SITUATIONS: Due to the uniqueness �,f ,inc of the pn,due is that you .c h i understand that tit special sduations that your Regional Office may have to review
<br />and accept this contract. 1 also understand that this .a{e ,>surr.d in ,rip hunx ant that you and i may not have had all the correct information important to this transaction
<br />at owrfingertips; l give you my consent to correct any „hva;us etTnrs that n,a, have rccturrd w hen the blanks in this contract were completed.
<br />INVALID PROVISIONS: If any provision of hi , Contract v a,latc the I tw and is unentinceahle, the rest of the contract will be valid- If any pan of this contract requires
<br />paymentof more interest than thehawpermits.;her, soil v,uloohhavtth•nvhlt _,!I cltomn, ciheamoumofinteres twhichtheLovallowsyoutocollect.
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