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f r L � 11p., Ab —;his t.rnk 1 DEED OF TRUST THIS DEED OF TRUST (" curity Instr�umsnt ") is ad on. Jurte _ 27 �atuce �. er a cT-- 19-8-6 The Trustor is _ Ro rt 1•. Heroek att� Hu s ba nd and Wife ("Borrower "). The trustee is Occidental /Nebraska Federal Savings Bank ( "Trustee"). The beneficiary is Occidental /Nebraska Federal Savings Bank which is organized and existing under the laws of Nebra ska and whose address is 11704 W_ Center Road Omaha, NE 68144 ( "Lender "). -------------------------- Borrower owes Lender the principal sum of . Forty Thousand and no /100 -- _ --------------------------------- Dollars (U.S. $ 40000.00 ). This debt is evidenced by Borrower's note jaica ;Ice same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid ea, lief, due and payable on July 1 2001 This Secs -ay Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, a tensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the smurity of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall county, Nebraska: Lot Three (3), Block Five (5), Bel Air Addition to the City of Grand Islana, Hall County, Nebraska. 7 t� y cn 1 rJ G o v J f AD L 2427 Del Monte Grand Island which has the address of Isom) :cu9 Nebraska 68801 ( "Property Address "); law cock) TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INs ituMENT combines uniform covenants for national use and non- uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- sinrir I -amd, f%MA FI[t.Mr t NItORM tASrRI %IF,%]