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payment13fm0remWfCS1than thiilawpieonir5; then YOU will only have:beriEkl GY. CUitect +`au >R H:etint AMOumofa tereStwbirb!)n: told a!tows ypu to coltect. COMPI. ETF. NESSOFTHISCON" TRAC "1':'Thi.contra o cteannlybechmn cj iexh- uandIagreeinwritilig - The following notice hrings it) my attention the tights that I have even w r o his ; I,tract is old to a f nancial mstitutitIX ,�k, and I shout m ice that the impor- tance of this provision is stressed by its appearance in ten point, bold face type: g6-- 10 308 4 NOTICE This credit bract finances a purchase. All legal rights which the Bsugyer has against the Seller arising its, are also valid 1 out of this transaction, Including oil he holder n under provision limited to the amount paid by the contract. The right to recover money under this contract. A t�riim is a isgally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Solt. A holder is anyone trying to collect for the purchase. INSURANCE CANCELLATION: if I have requested insurance in this purchase, I may cancel such request for insurance for any reason within fifteen (15) days from the date of this contract by notifying you or the holder of this contract in writing. I know that the cancellation of my coverage will be arranged with the insurance carrier(s) and a full refund of my premiums) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase. I will receive within thirty (30) days acertificate of insurance more fully describing the insurance coveragr. i know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed insurance that I am covered only to the extent stated in the toflowing Notice of Proposed Insurance. I alsoknow, that i have insurance coverage only if i have heel) charged for it. NOTICE OF PROPOSED INSURANCE I take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if 1 have chosen it by signing the request for such insurance. This insurance will only cover the Person signing the request at the cost for each type of insurance shown. Salted a acreptan0 by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the number of monthly payments. I understand that this pwlicular insurance may not provide coverage for my last few payments, and that during that period of time I will not have an y insurance coverage. All benefits and proceeds of the insurance will be id to you or to a financial instituuon or a bank if it purchases the Sales Contract to the extent of its interests and any balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments; thereafter, the insurance decreiues by the amount of each monthly payment on a scheduled 30 day basis. If I am )ointly obligated on the Nates Contract with a Co-Buyer, and we have both signed the request for Credit Life insurance, death benefits will be payable only with respect to the firs[ one of us to die. Subject to exclusions. eliminations or waiting period stated in the insurance policy or certificate, Credit Accident and Health insurance is for the benefit amount of 1130th of each month's payment for each day that i am totally disabled due to an injury or sickness while I owe any payment to you; however. l understand that I have to be prevented from working due to such total disability for more that[ four- teen (14) consecutive days before the insurance benefit is paid back to the first day of my total disability. I also know that i cannot obtain any insurance from you if f am over 65 yarn of age today, and i also know that the itfsid nee coverage provided tome may contain a maximum amount of coverage which will not pay m some cases, the entire amount that I owe you. Due to the maximum amount of coverage stated in the insurance policy, t know that any unpaid amount in excess of t}ie insurance coverage will still have to be paid. If the Sales Contract is prepaid in full prior to the last payment date. any unearned insurance premiums will be refunded to me in the man - nerprescribed by law. Within thirty (30) days, I will receive the certificate of insurance more fully describing my insurance coverage. if the insurance is not accepted by the insurance company, T will receive a refund of the insur'ancepremiums I have paid. le given by us to the financial institution or bank in order for n to buy this contract. BUYER: The next twoparagraphs contain warranties relacive to this sa SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTijf1CT AND MO TGA FOR VALUE RECEIVED. Seller hereby sells, assigns, conveys, transfers and delivers to >�/d - ,ri O (Assignee) nubered hereby. Assignee rights. e is substituted tas[Mortgagee under the Mortgage provisions of this contracthseller warrantsnagiidrepresents: (1) it has the right to make and interest in and this assignment; (f) All statements and figures in this contract and in the Buyer's statement are materially true and correct: (3) This contract arose from the bona fide sale of the goods and services described herein; m The cash downpayment shown in this contract was actually paid by Auger and no part of said downpayment was loaned di- tedfy or indirtxtiy by Seller fo Buyer, l S) Each Buyer is legally competent to contract: (6) This contract is not and will not be subject to any claim, defense, demand or right of offset; (7) The execution of this contract aped the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulation now in effect- (g) In the_ eve't that this contract or the underlying sales transaction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella- tion period has expired and neither the sale nor this contract has n cancelled or rescinded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. iN TESTIMONY WHEREOF. the undersigned is o ' d reprt�5tlrat ve of the Seller and has signed below on behalf of the Seller on this day of - -- -- The foregoing instrument was acknowledged before THE PAQPETTER CORPOR ON (Seller) me in � i by the authorized agent of Seller who is My commission expires: OiREP L +a - fi lie N aab+aaae t, jESS' C:LBU: 1� c N vP +.. T i� i