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In ADDITIOMAL TERMS 86--a 1UV5Y PREP YNE1 �DACC UALO THEFTNA\ FeCN- R(iF,t inthough x I do lithe 'Iendmkm.tituusnhrtrkutkihati) lux, In`colilsavttl)aimpute+thefinan {Ichamhe �x- a a arriinttirrywine to yyrni in full as an. P mtiv my nonce Chargge will be Less if ! make an earl)' pa ^04 �tfKrw And it V6 xt d>rlrever�nle fo the Finaure Ct erre,T nta) t 1'aymenu. andihetTttal 3ale)17 eel rc finance charge will be reflected in my final 6ti1: I also know that the am w malts based on the assumption that you will receive each of the paytne hd alai arM �`omealetthe and kutance ~h urge drily, and f Iyprepa the prepay h amourn )hru will refund to refund if t am charged on a daif}} basis, If the lending institutio n P m Inc. the unearned portion of the finance charge ltntereso by the accounting procedure known as the actuarial method: and the tiri iwm of my rebate will be figured S1 the scheduled dates and amounts of my monthly &yment and mu on the actual dates and amounts of the prepayments that I pay to }'ou. I know that a refund of lei. than 51,00 will not be made. IMPORTANT NOTICE ABOUT WARRANTIES: (aj We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- BI AND FITNESS ER H A PARTICULAR PURPOSE ON ALL GOODS AND `SERVICES -UNLESS SELLER FUR - NI$HES =BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OW SERVICE CONTRACT` MADE' BY SELL - ER ON ITS OWN BEHALF (WHICH ,`IF MADE, ACCOMPANIES THIS.CONTRACT). rb) Ihaaeread, indetail, thesepSrate" 10•YEARf.1 %11TfIfWARRANTY "wb0,. imade.acaimp:miesthiscontract Itexpla; nstheconditionsanacircumstances in whtchthe manufactured pr ducts writ be repaired or replaced 1 take notice of tlx lunnah.nn tiro the warranty and 1 party ularly recognize that any implied warrant) which applies to the g s asts only as long as the warranty or service contract (c) t have read, in detail. the separate "LI\11TED INSTALLATION WARRANTY" w "hxh. it made accompanies this contract. It explains the conditions and cir- cumstances in which the installation of siding will be redone. 1 take notice of the limitations on the wanann, and I particularly recognize that any implied warranty which applies to the installation assonyaslongasthewarrantyorser vrcecontract. SPFCIAL -ORDER GOODS: I know that you have measurew•ill ix tslit anv orlher h uses.: and under ,tichtcondit o.s. products know that rI ca not c): ncel this con tract at anytime that Foods that are manufactured for my specific house Q pity afterthe period of time given tome, bylaw, in which to cancel. After that legal period of nine, l know that I have the obhgatimuo t ' you in toll the amount owed. OBLIGATIONS PERTAINING TO PROPgERTI' naSUR dad Fa � De 1� � insurance policy fh insurance trcnnipanv Musthbeu�pro�ed by -cpair and to you. and the poll y must have it insured for auleast 80` , of its replacement value by buy s1p niv a beneficiary clause which says that you are to be paid if there t: You can choose m usethisn nsurmceyp pment tit eitherlrepay am onto nts 1 ewe vno tr first to "relpairn house. thorize the insurance companv to "pay you directh• for an los . Y not I have the option of providing insurrnce throug� an existinN "Pohny stern ission. 3. 1 pre m'ise toaF y all (axes, assessment, for and other charges )n my real estate rwhen allow`anyooe else to place any hens on my real estate without )our written pe P without your due. 4. ,1 promise to timel }' make all payments-on my, prirt�.) °�n�t other >61di�n tiouis t real nts resat estate- Itl>LO youh aanldotit for Me ft %ou wanrtbuhv nu do riot have to). if you do written permission. - {f 1 do not insure my house or fultil, m, h pay any of these obligations for Inc. I agree to pay you back tiit demand plus interest at the highest lawful contract rate of interest. Gntil 1 paI you back, these amounts will be added f t es debt to )ou which is secured by my real estate and house. I know that if you decide to buy insurance for me that you do not have to obtain any homeowner or liability insurance. SALE OF MY HOUSE: I promise not to sell. lease or give my house tn:my ore until I have full', repaid my debt to you. DEFAULT: I will be in default under this contract if: 1. I don't make a payment when due: or 2. 1 break any promise I made to you in this contract; or 3. 'Something elsahappetis which causes you to believe in good faith that 1 do not intend to pay you as promised; or 4. ]default on any obligations for which 1 amusing my home as collateral; or h; ns to m house which threatens your rights, if any. in it. 5. So met mghappe Y IF I AM IN DEFAULT* I understand that you have the right to fares the Mortgage I have given to uu and have my house sold to repay any amounts 1 owe you if I am in default under this contract. Before my house is sold, you will do everything that the law requires. Ifyyou hire an attorney to assist you to sell my house, or, to sue roe, or, to protect your rights, I agree to pay you for your rea zonable attorneys' fees and for other related expenses such as court costs, title scotches and money you expended to protect my house, of you arc allowed tocollect such amounts by law. OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. Or. we can delay enforcing any of the rights without losing them. We can also use any rights now or in the future gi ven to its by law. DELAYS: I know that you will use your best efforts to install the products 1 am purchasing on in house, but I also understand that in some situations you may encounter delays that are caused by strikes. weather conditions, delays you have to obtaining materials. or for other reasons that are beyond your control. I understand that you will notbe liable forsuchdelays. ARBITRATION: If I have a dispute or claim with you concerning the quantity. quality or perforance of the products, I understand that my dispute may be submitted to and settled according to the mediation- arbitration program that may have developed in my commumnity. I also know that any decision made by an arbntrator(s) would be en- tered in the corm having jurisdiction over me and you. NO salvage value. SALVAGE VALUE: 1 know that the wvndnws, waxhcark, siding, brick and other nt:dertab that have to be renxsved by you for this installation have When you remove them, you can have them for whatever purpo>c ymu w ant situations that your Regional office SPECIAL SITUATIONS: Due to the uniqueness of some of the products that you sell, l understand that in special ce may have to review and accept this contract. l also understand that this sale occurred to my home and that you and I may not have had all the correct information important to this transaction at our fingertips; I give you my consent to 'collect any obvious errors that may have occurred when the blanks in this contract were completed. INVALID PROVIR1i1WY+15 of atilt orovisioru of this contract violates the law and is unenforceable. the rest of the contract will be valid. If anv Dart of this contract reouires �r