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19 a COMPLETENESS OF THIS CONTRACT: I "hi-omractcanxmiybechangedifN +t :+ +u and I agree inw fling. The following rnuice brigs to my attention the rights that 1 have even w, zn this c : ntract is sold to a financial institution er a bank. and 1 should notice that the impor- tance of this provision is stressed by its appearance m ten point. bold face type :101922 NOTIC�- This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising out of this transaction, including all claims and defenses, are also valid against any holder of this contract. The right to recover money from the holder under this provision is limited to the amount paid by the buyer under this contract. A claim Is a legally valid reason for suing the Seller. A defense is a legally valid reason for not paying the Seller. A holder Is anyone trying to colNet for the purchase. INSURANCE CANCELLATION: If I have requested insurance in this purchase, l may cancel such request for insurance for any reason within fifteen (15) days from the dam of this contract by notifving vcut or the holder of this contract in writing. 1 know that the cancellation of my coverage will be irranged with the insurance carrier(s) and a full refund of my premium(s) togetherwith applicable finance charge will he credited to this contract. PLEASE NOTE: if I have requested insurance in this purchase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance coverage. I know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed insurance that I am covered only to the extent stated in the follow in Notice of Proposed Insurance. i also know that 1 have insurance c erage only if 1 have been charged for it. NOTICE OF PROPOSED INSURANCE i take notice that either Credit Life or Credit Accident and Health insurance, or both, will he applicable to this Sales Contract on the reverse side only if t have chosen it by sijtnmv, the request fo: such insurance. This insurance will only c: +ver the person signing the request at the cost for each type of insurance shown. Subject to ac by the insurance company, the insurance will be effective as of arlay and will continue only for the number of months after the effective date equal to the nutty of monthly payments. I understand that this particular insurance may nor provide coverage for my last few payments, and that during that period of time I will not have any insurance coverage. All benefits and pr�eeds of the insurance will be raid to you or tc a financial institution or a bank if it purchases the Sales Contract to the extentof its interests and anv balance will be payable to rite. The Initial amount of Credo Life Insurance is the amount required to repay the Total of Payments; thereafter, the insurance decreases by the arnount of ea h monthly payment on a scheduled 30 day hasis. If I am jointly obligated on the Sales Contract with a Co- Buyer, and we have both signed the retjttest for Credit Life Insurance. death benefits will he payable only with respe s to the ti one of us m die. Subject to exclusions, eliminations or waiting period stated in the msurartcz policy or certificate, Credit Accident and Health I nsurance is far the benefit ern: unt of 1: 30th of each month's payment for each day that I tom totally ditutbled dote to an injury or sickness while I owe any payment to you; however. I understand that 1 have to he prevented from working due to such total disability for atone than four- teen (14) consecutive days before the insurance benefit is paid back to the lint day, of my total disability - I also know that I cannot obtain any insurance from yon itI am aver 65 years of age today, and 1 also know that the insurance coverage provided to me may contain a maximum amount of coverage which wW tot pay in aaae canes, the endre amount that I owe yqu. Due to the maximum amount of coverage stated in the insurance policy, i know that any unpaid amount in excess of the insurance coverage will still have to he paid. If the Sales Contract is prepaid in full prior to Oie last payment date, any unearned insurance premiums will tie refunded to the in the man- ner prescribed by law. Within thirty (30) days, I will receive the certificate of insurance more f^ describing my- insurance coyery�e. If the insurarwe is not 'acceptedby the insurance company, i will receive a refund of the insurance premiums [have paid r 1i t _ j , BUYER: The next two paragraphs contain warranties relativeo this sale given byustothe aneia ms son orbankino er on[t sty uscontr SELLER'S WARRANTIES AND ASSIGNMENT OF iNSTALLMEf�r SAL 9S CO T CT AND MORTGA FOR VALUE RECEIVED, Seller hereby sells, ;rssigns, conveys, transters and deiivers to _ (Assignee) all of its rights. tide and interest in and to the Installment Safes Contract and Mortgage, together with all liens existing to re its payment, and the property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and represents; (1) It has the right to make this assignmen,, (.-) A!1 statements and figures in this contract and in the Buyer's statement are materially true and correct; (3) This contract arose from the bona fide sale of the goods and sera ices described herein; (4) The cash downpayment shown in this contract was actualfy pad by Buyer and no pan of said downpayment was loaned di- rectly or indirectly by Sc!ler to Buyer. (5) Fach Buyer is legally competent to contract; (6)'f his contract is not and will not be subject to any claim, defense, demand or right of offset: (7 i The execution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulation now in effect; IS) In the event that this contract or the underlying safes transaction is subject to a right of rescission or cancellation by the Buver, such rescission or caecella- don period has expired and neither the sale nor this contrast has been ancelled or resc•mded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. iN TESTIMONY' WHEREOF, the undersigned ,4 a iz represrn p if the Seller and has signed below on behalf of the Seller on this day of - - - -- - -- -- - - - -- —i i!U The fnrrgomg instrumut, was ackm whdgrd hrferr Inc + t _ THE PAC4S fiTTER CORPORATION. 4561 by the authonred agent tat Seller %hi, �. t—Z2. My comimssion expire n ti30H053H AI14007 B01 03Ay3S311 37tldS SIN) 34ri k- I.