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<br />ADDITIONAL TERMS 1173
<br />PREPAYMFaT AEI? AGC.RI "AL Of THE Fi >A \CECHAN( k: f :yen though ! n t hate ion .r,orc tltnn tfie rr u ,.hcJalw n nthSv payment. t h e the tight
<br />to prepay' the whole anxun owing to yoxa in felt :u art me or,z• past Cron Dore Eo hose. l 1h , •rid n_ to +nw� n r hank that ttuy, i n nr ra cornputc.:he tin r.r.echarge
<br />`daily- 1 know my finaricc Oidir a will he less if I make an early paymcat, and it will he h _ ti teI p v late: t disc rc oeniie thai any ne• e,sary adjustment to my total finance
<br />11 ehaige wifl be reficoed m my firrsf hill; t also kn+ >u that ttie , rot ums sho%n ,m the rein tie stir for the I-ntanac (. harce, l-,.tat of fa} runts. and the 1 ?na1 Sale Pnsc are esn-
<br />mates based on the assumption that you will recetvc each of the pitymerns exa :fly on its due dale: and I know that there will be rot re.lund if 1 prepay becauw there is nothing
<br />Ur refund it I am charged on a datl•: basis, if the lendinc irwituntio or hank does not compete the finance charge daikv And it I prepay the whole amount, you will rotund
<br />to tie the unearned portion of tbe .'`finance charge rinterrstf by the accounting pro edure known as the. actuarial meth +�: and the amount of my rebate will lx figured on the
<br />sched4lird tIm" sled anvuunts of my inoruhly payment and +rot on the actual dates and amounis "t tree prepayment, that I pay to you. I know that a refund of less Chart 5l .00
<br />willrw(bfmai!icf_ 3 _
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />(a) W* as SELLER HEREBY DISCLAIM ALL WARRANTIES. EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR -
<br />NISHES`BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR, SERVICE -CONTRACT MADE BY S�LL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE,,ACCOMPANIES THIS CONTRACT).
<br />N l have read. !n detati. the separate "i0 YEAR LIY(ITF.D IWARRANTY•' which • ion; ale, accdmpanir, thh cantrut: It explains the conditons and circumstances
<br />in which the manufaciured products wdlhtr parcJoarreplaced. an Iparmcoiarly recognize that any impliedwarrantyuhich
<br />applies tothegaxti ass_,6l aslongast!,i t,rantvoisetaeconract.
<br />(a) I have read• in detail. the scpara-ic VA'v117M INSTALL N I -ION 1 %ARRA\ 1 Y" vvtnch. it made. It explains the conditions and cir-
<br />cumstances in which the installation of the ;d mg will lie redone i zake nonce td the hirniatum, on the vi arrant. and l parti warty rceeenize that an% impliedwarranry which
<br />apples to fix- list,! lotion, ass, myasb' n�:+.sih.,waaanivnr service
<br />inntr n.
<br />SPECIAL-ORDER GODS: 1 know that sou ha- e, mama :d me lwti,e and its option , — that %ou an make the piuducts to tit my particular house. I take notice that 14e
<br />gaols that are manufactured for my axe ifir hoop: rr,hahiy will not fit an •s her house,. And under sus h comdibons. I know that I cannot cancel tr,is contract at any time
<br />after the pen0dof tithe given to me, by law_ in u hr, i. ziicamei. Afier that legal period of time. I knr,v that I ha, e the obligation to par you in full the amount owed.
<br />OBLIGATiONS PERTAINING TO PROPERTY iNSURANCE AND 111 REAL ESTATE: 1. 1 promise to keep my house in 20od repair and to keen it insured for
<br />at least ft().k of its replacement value by buying; afire and extertue 1 rv,.ra� incur itco.. po tic% "fhe i %mince o rtipanv must he utrMoved by you, used the prilicy must halt
<br />a bene.iciarr clause which ,a- that you are 1" he p -act if there o 11 is. I'h _ , insurance ivrrpany mu,l a ee :hat it wif! not cance. my T. thcy without first telling you. 1 au-
<br />thorizethe iit,airame compflns to pay you u (firnsh for Am loss: You cart choose to u- ihcs insuran per mint Fo c ith r reoav any amounts lave vat or to repair ms house.
<br />- 1 have the option Qt prosidrne properl y in uran'e tfi a h 411 er, >l mlq p,+ r throucb a.poll, e inaepe rJ •ntly Npincd and paid for by i.te 2. 1 i.1,o promise that 17" ill not
<br />allow' anyone else to place any hens on mw real estate 'A 11hixi1 ) our x litho permi :slon i 1 pmmi. e to pavvall raxe, -'a„c ,,nenls :indathci charges on my real estate when
<br />due. 4. 1promise to timely n tkc all payrsents.-n ins. ini, :r loans set mcd by nib r °al estate i oho prrmr,e heat I will not extend, renew orchanee prior loans w'ilhout your
<br />written permission j. It f do not inure nay lxmsc or milil) tit} wher'ohlie art n is ni tell cstatr then ou can do it fur me if }ou want i but y -au do not have to) . If you no
<br />ppac day of the, -. blivath +m for me far to pay n u hack on d r ra tad liu. mite. t at the hieh•,t 1 v t ul -'ontr t.1 rate tit inter t. Until I pry you hack. these amounts will
<br />be added to nn debt to you which -. ".eov,ed iry in, real estate a ld Fc u a. I k,,. w ,h..t it .0 uc, ide to how msura tr for r..c that u do hate ur obtain any homeowner
<br />or liability i ,nranc_ .
<br />SALE OF 31Y HOUSE: I promise not to 11. kax >r rice tin house to wr. nn• mach I hate iuih repaid my deht to you
<br />DEFAULT: I will be in default under this contract if:
<br />1. 1 don't make a payment when due; or
<br />2. 1 break any promise 1 made to you in this contract: or
<br />3. Something else happens which causes you to believe in good faith that I do not intend to pay you as promised; or
<br />4. 1 default on any obligations for which 1 am using my home as collateral; or
<br />5. Something happens to my house which threatens your rights. if any, in it
<br />IF I AM IN DEFAULT: 1 unders land that you have the right to f;rreclose the Mortgage I have given to You and have my house odd to repay any amounts i owe you if i
<br />am in default under this contract. Before my house is sold, you wilI do everything that the law requires. I(vou hire an attorney m assist you to sell my house . w, to sue ate,
<br />or, to protect your rights, i agree to pay you for your reasonable attorneys' fees and for other related expenses such as court costs, title searches arxl motley you expended
<br />to protect my house, of you are allowed tai collect such amounts by law.
<br />OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them Or. we can delay enforcing any of the rights
<br />without losing them. We can also use any rights now nr in the future given to us by law.
<br />DELAYS: I know that you will use your best efforts co install the products I am purchasing on ms house, but 1 also understand that in some situations you nut encounter
<br />delays that are caused by strikes, weather conditions, delays you have in obtaining materials. or tor other reasons that are beyond your control. 1 un ierstand that you will
<br />rta be liable for such delays
<br />ARBITRATION: if i have a dispute or claim with you conceming the quantity. quality or performance of the products. i understand that my dispute may be submitted to
<br />and settled according to the mediation- arbitration program that may have developed in my community I also know that any decision made by an arbitrator(s) would be en-
<br />tered in the court having jurisdiction over me and you -
<br />SAINAGE VALUE: I knew that the - meow",, woardw, ,ra. sufing, hr,0, end other mawnal, that hate to he remurco by you for this installation have NO salvage value.
<br />When you remove them. smu can have them for whaleyvi put [d,;, you want.
<br />SlIECIAL SITUATIONS: Due to the uniqueness of some of the products that you sell, i understand that in special situations that your Regional Office may have to review
<br />and accept this contract. I also understand that this sale tx:curred in my home and that you and i ma} not have had all the correct information important to this transaction
<br />at our fingertips; i give you my consent to correct any obvtouseri ors flu may have occurred when the blanks in this contract were completed.
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