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r [Space Above This Line For Recording Datal DEED OF TRUST March 18 8 THIS DEED CAF TRUST ( "Security Instrument ") is made on .................................................. ............................... 19.... .......Thetrustoris.....Philli� J, 5chitnonitz and Teri S. Schimonitzr husband and wife. _„ ..... ............................................. ............................... ("Borrower"). The trustee ................. ........natioxtal...41SS.R�X a1 �oA .......................................................... ......I........................ (..Trustee "). The beneficiary is Norwest Bank Nebraska . National Association .... which is organized and existing r................................................. ............................... under the laws of.... e United ... tates ... f ... America and whose address is ..... .1919,.DonI45,,,S,tre,�t„ Omaha. Vebx� ska ................................................................................................... ............................... (..Lender"). Borrower owes Lender the principal sum of ...... ------------------- - - - - -- Dollars (U.S. S .... 38,.Q00...00 .......... ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments. with the full debt, if not paid earlier, due and payable on ..... Apri1 ... 1 ...... 2001 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property locatedin ................. Hall......................................................................................... ............................... County. Nebraska: The North Seven Feet (71) of Lot Five (5), and the South Fifty One (51) Feet of Lot Three (3), in Block Twenty —two t,22), in Scarffrs Addition to West Lawn, an Addition to the City of Grand Island, Hall County, Nebraska. 00 Li zc�� a BL W iJ S,.J {d1 n S: 1 6 10 North Kruse Grand Tsland whichhas the address of ...................................................... ............................... ... , t [Streetl [GTyl Nebraska ......... 6880. 1 ... ............................... (.'Property Address"): ZIP CMej TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements. rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter apart of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." p� LBORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the property and that the Property is unencumbered, except for encumbrances of record. Harrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record titp Tills svcumitl' 14STRiJMIINT combines uniform covenants for national use and non - uniform r ,. cnani, �%ith t!y limned vananons by furischctutn ut constitute a uniform security instrument cnvermg rrttl pnq,ert} NEBRASKA FNMAIFHLMC UNIFORM INSTRUMENT form dnlfl 12'H±