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ACKNOWLEDGMENT bb-- 101389 <br />I /We, _ ROGER L. HARMS AND KATHY G. HARMS. HUSBAND AND WIFE ( "Trustor ") <br />under that certain Deed of Trust in the original principal amount of SIXTY THREE THOUSAND DOLLARS AND _ <br />NQ/ 100 - - - - - -- ---------- - - - - -- - (s 63-000-00 ) and dated <br />March 20. 1986 (Deed of Trust) to be entered into among Trustor, <br />Arend R. Baack, Attorney at LaW ("Trustee ") and HOME FEDERAL SAVINGS AND LOAN ASSOCIATION <br />OF GRAND ISLAND ( "Beneficiary "), covering the following described property: <br />LOT NINE (9) COLONIAL ESTATES 5th SUBDIVISION, TO THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA <br />hereby acknowledge that it is understood that (a) the Deed of Trust to be executed by Trustor is a trust deed and not a <br />mortgage and (b) the power of sale provided for in the Deed of Trust provides substantially different rights and obligations to <br />the Trustor than a mortgage in the event of a default or breach of obligation. <br />Trustor acknowledges that this Acknowledgment was made prior to the execution of the Deed of Trust. <br />Executed and delivered this ?Oth day of MUrh '1986 <br />Trustor ROGER L. <br />Trustor KATHY G. HARMS <br />STATE OF NEBRASKA <br />SS <br />COUNTY OF Hal l <br />The foregoing instrument was acknowledged before me this 20th __ day of March <br />19 86 ,by ROGER L. HARMS AND KATHY G. HARMS HUSBAND AND WIFE <br />Witness my hand and notarial eal at Grand Island in said county, the date aforesaid. <br />My commission expires: r. N ct7 �?1977 <br />I[ro, ♦�. w Notary Public <br />L <br />l� <br />M <br />