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A Property at public auction to the highest bidder at the time and peace and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sate. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee sbsil apply the proceeds of the sale in the following order. (a) to all expenses of the sale, including, but not limited to, Trustee's fees as permitted by applicable law mW reasonable attorneys' fees; (b) to all sums secured by this Security Instrument: and (c) any excess to the pems or persons legally entitled to it. 20. Lender in Pion. Upon acceleration under paragraph 19 or abandonment of the Properly, Lender (in person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver shall he applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receivei s bonds and reasonable attorneys" fees, and then to the sums secured by this Security Instrument. 21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Properly without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Properly, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable )awe. 23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. Borrower further requests that copies of the notice of default and notice of sale be sent to each person wno is ■ party hereto at the address of such person set forth herein. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the nder(s) were a part of this Security Instrument. [Check applicable box(es)] Adjustable Rate Rider El Condominium Rider 2-4 Family Rider Graduated Payment Rider 7 Planned Unit Development Rider Other(s) [specify] 25. As long as this Deed of Trust is Yield by the Nebraska investment Finance Authority, the Lender way, at Lender's option, declare all sums secured by this Deed cf Trust to be immediately due and payable if Borrower omits or misrepresents a fact in an anelication fnr this Deed of Trust. including, without limitation, anything contained in the Mortgagor's Affidavit and Certification executed by Borrower in conjunction with this deed of Trust. Bt Sic;mN ; BEi_Cw. Borrower accepts and ::green to ine !erms and cmeriants contained in this Security Instrument and in any rider(s) executed bt Borrower and recorded with it. iSeal) dy''SYi' awe ............................... __e`.,o..e. / (Sea)) .................... ...... .......... Ann Michelle ershaw — aeaower STATE OF NEBRASKA) Hall l SS. COUNTY Of ) 21St The foregoing instrument was acknowledged b re a -hi des of 4 9 Y March 86 Edmund R. Kershaw f � an Ann kti'ch'el'le Ketsha(a . . . . . . „ 19. ., by . . . . . . . Witness my hand and notarial seal at. , . Kearney. .Ne.'6. . . .n said County, the date aforesaid. Notary Pu is lilltu�l �� II "Mu My Commission expires: R��r 21 W REQUEST F'CP. RECONl'rYANCE LTo TRUSTEE, The undersigned is the holder cf the 'e ..,tes secured by this .^,eed anti Said note or notes, toret.tter w:Lh all other .r:debtedne -6s secur-ad this .eeel cf ..east, have been paid in full, .-,oa are neren;d :rer *P :.n ^ ^e; s-i d .._te n es 17ld t.. *.;s Deed f ._as!., are :i _..:e":eo .4,. a..., War:'ar _ he w_s °ate .. ^w heel y ^.de. .n:_ r ... _ r .. ;.t: __.e,l hereto.