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DEED OF TRUST THISDEEDOFTRL'sT ( "Security Instrument ")ismadccat"I:iz ? t ...................................... IBS._-,, j "betrustorisgd�nd R. Kershaw 111 and Ann MiKheile Ker�h�q ........................ ............................... Husband amd Wift ................... ......... _-- °--....._...'-- °-'- ...... ._ ........... (- Borrower"). Ibetrusteei s .... ........................... _ A� ...._._-........ Occidtxltal Nebraska FederaY•__Savirt88._$3+4 ...................................................... ( "Tnuteee- )."The beneficiary is 4. L ell t? 1 S fi ki4.. edgy 3 ..SAir7 tires.. t t...... ............ _ ............ ........... .......... which is and existing 4 , _taws of .............................. ............................... ........_..._...,and whose address is ..................................... Cemter Raad Mahar NE...58iL4_ (•• lde Borrower Discs Cottle, site principal sums c��r1tY.. �#l. Gttittaad.. _Fstsxr...#tsztdz;ad..attd..nnf lan...--- .--- �.....,..,............__ . Dollars (U.S. S .... 404nQ..0D_.......... ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument (- Note..), which provides for monthly payments, with the full debt, if not paid earlier, due and payer on ...... April ............... ......... i. .... ........... 2£1 Q£ t............................................................................ This Security Instrument secures to Leads: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extt —ms and modifications; (b) the payment of all other sums, with interest, advanced under paragraph '7 to protect the security of this Security Instrument; and (c) the performance of Bcrrower's covenants and agreements. For this purpose. Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property locatedin ..... ........... ........ ..................# 3�ti. l.......-.. ...... ............ _ ..... . ............................................... ............. County, Nebraska lot Five (5) in Sunset Sixth Subdivision, being a tract of land comprising a part of Lot One (1) Sunset Subdivision and part of Northeast Quarter (N1 /4) of Section Eleven (11), Township Eleven (11) North, Range Ten (1e,) West of the 6th P.M., in Hail County, Nebraska. which has the address of415.6_11asoa __ C= and =s land ..........................., rst/eet) 68$03 sebraska .... •- . � l ..................... ( "Property Address "); lzw t;ooel TocFTHEtt WITH all the improvements now or hereafter erected on the property, and all easements, tights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. Ali of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. Tests SECURITY INSTRUME`. -r combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prgwytaent and We Charges. Borrower shall promptly pay when due the principal ofand interest on the debt evidenced by the Note and any prepayment and late charges due under the Note 2. FtuNs for Tames and Iwswratace. Subject to applicable law or to a written watyer by Lender. Borrower shall pa} to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum U' Funds equal t,, axle- twelfth of (a) yearly taxes and assessments which may attain priority over this Security Instrument. (b) %eark leasehold payments or ground rents on the Property, if any; (c) yearly hazard insurance premiums: and id? 'early L mortgage insurance premiums, if any. These items are called "escrow items." Lender may estimate the Funds due or. the basis of current data and reasonable estimates of future escrow items The Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a federal o- state agency {including Lender if Lender is such an institution). Lender shall apply the Funds to pay the escrow items Lender may not charge for hcslding ana applyng the Funds, analyz.ng the account or %ertfytng the escrow items. uniess