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<br />0��8 ADDITIONAL TERMS
<br />C�tl' AI. OFTHEFINA NC'FCflaRI;F :iss- enihoughls votha.it pa ,acxthanttuts ula- :h.dulcs;nx>nhlygavnxnt if iy t?unght
<br />r to prepay t��uieNt'irtg to %tw in loll a! a»y hnae cx sit part from time to n »te !t the ten.f ine +mtituti: 'nor hark tltu buys m%c tntrast computrs ttx + t+nct char;<*e
<br />1 dmly _ I ono c fi rice .barge will fx less if 1 make an oily payment. and it %%Ili be higher it i pay eats: f As rerngn re that an% t.ccessary'adjustment to my total finance
<br />.barge will be reflected in my final bill I also ktxtw that the am wnls shown txs the rever�c si ae fir the f=i »an r Cltaree. 7ittatof i n »term, and the Total Saie i'rs 2 are esti-
<br />mates based ors the assumption [haa ytw will reces%e each of rite payments cx ai :1% aft its due ate: and I ktorw ti at there will be no refund it i prepay becau a there is nothing
<br />to refund it' 1 am charges on a tail% basis. If the lending im tituttoat ar bank tees tint avmpute the finance charge dud%. and if i prepay thr wsorle amownt, xou will refund
<br />to the the uneatited portion of the finance charge t i»teresr) ly the accouming pmcedurc ktx suit as the actuarial nethoci: and the anent of my rebate will be figured on the
<br />scheduled hates acrd amounts of my n�mhh payment and cot sY» the actual dates and am coots of :he * repayments that 1 pay to you. 1 know that a refund o! tens than S 1.110
<br />will not he mate.
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />((s) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />81LiTY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR -
<br />NISHES.. BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />46 ) [have read. in detail, the separate" Ili- YEARI.ISfITED WARRANTY" wni h.;fm de.acc+rn + amt: this contract. Itex plaim the conditions and circumstances
<br />in which the manufactured products will be repaired or replaced. I take notice of the hmnauons s n the wartam.k. and 1 parucnlarl% recognize thatany implied warranty which
<br />applies it) theg s actsNi lyaslongastheit arrant%orservice contract.
<br />10 1 have read. in detail, the separate 1- 1%i]TFD INSTALLATiON WARRANTY'' which. if made, accompanies this contract. it explains the conditions and cir-
<br />cumstances in which the installation of the siding will be redone. 1 take mu lice of the limitations nn the vvanant %, and 1 particularly recognize that any implied warranty which
<br />applies to the installation uasonly as long as the warrantyors ,n ice contract
<br />SPECIAL -ORDER GOODS: I know, that you has a measured my house and its opehin,_s so that %ou can make the products to fit my particular house. I take notice that the
<br />goods that are manufactured for my specific house rohably will not fit ary other houses. and under such condit ions. I know that i cannot cancel this contract at any time
<br />after the period of time given to me. by law, in which to cancel. Alter that legal period of t rite. I know that 1 have the obligation to pay you in full the amount owed.
<br />OBLIGATION'S PERTAINING TO PROPERTY iNSURANCE AND MY REAL ESTATE: I i promise to keep my house in gaol repair and to keep it insured for
<br />at least T of its replacement value ¢y buying afire and extended coverage insurance policy. The insurance compam must be approved by you, and the policy must have
<br />a benetician clause which says that cow are to be paid if there is a loss. The insurance compant must agree that it wiil not cancel my policy without first telling you. 1 IM-
<br />thurize the iiisurarxe confpainy to pay you directly for any loss. You can choose to use this insurance payment to either repay am amownts l owe y w or to repair my house.
<br />I have the optio n of providinc property insurance through an existing policy or through a polscy'indef"dcntly obtained and pain for by no•. ' 1 also promise that i will not
<br />allow amone else to place am liens on my mat estate without your written permission. 1 promise. m pav all taxes. assessment, and other charges on my real estate when
<br />due. a. 1 promise to timed% make al! payments or, my prior loam secured by my real estate. I alsopmntise that I will not extend, renew or change prior loans without your
<br />written livrmission. 5. if lido not insure my house or tulfill my other obligations tom% real estate, then you can do it for me if you want (hut you do not have to). If you do
<br />par any of tfie e od ligations fix me, i agree ry pav eta back on demand plus interest ,n the hignest law f ui o' n1ra n Late of interest UntiI I pay you back, these amounts will
<br />he added =.o my debt ;t, you which is secured by m_% real estate and house. I know that it you decide to huy insurance inr me that you do not have to obtain any homeowner
<br />or i ia.bi l it% insurance.
<br />SALE OF MY HOUSE: I promi a not to sell, lease or eive my house to anyone uniii I base f ully repaid m%deht io%ou.
<br />DEFAULT: t will be in default under this contract if.
<br />1. I don't snake a payment when due: or
<br />2. I break any promise i made to you in this contract: or
<br />K Something else happens which causes you to believe in good faith that 1 do not intend to pay you as promised; or
<br />4. I default on any obligations for which 1 am using my home as collateral; or
<br />5. Something happens to my house which threatens your rights, if any, in it.
<br />IF I AM IN DEFAULT: I understand that you have the right to f_teclose the Mortgages have given to you and have my house sold to repay any amounts I owe you if 1
<br />am in default under this contract. Before my house is sold, you will do everything that the law requires. If you hire an attorney to assist you to sell my house, or, to sue rite,
<br />or, to protect }our ri flits, I agree to pay you for your reasonable attorneys' fees and for other related expenses such as court costs, tide searches and money you o.pended
<br />to protect my house, if you are allowed to collect such amounts by law,
<br />OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. Or. we can relay enforcing any o `the rights
<br />without losing them. We can also use any rights now or in the future given to us by law.
<br />DELAYS: I know that you will use your best efforts to install the products I am purchasing on my house, but i also understand that in some situations you may encounter
<br />delays that ate caused by strikes, weather conditions, delays you have in obtaining materials. or for other reasons that are beyond your control. 1 understand that you will
<br />not be liable for such delays.
<br />ARBIrMATION: if 1 have a dispute or claim with you concerning the quantity, quality or performance of the products, I understand that my dispute may be submitted to
<br />and sealed according to the mediation - arbitration program that may have developed in my community. 1 also know that any decision made by an atbrtrattx(s) would be en-
<br />tered in the court having jurisdiction over me and you.
<br />SALVAGE VALUE: I know that the windows, woodwork. siding, brick and other materials that have to he removed by you for this installation have NO salvage value.
<br />When you remove them, you can have them for w hate%cT purpose you wane .
<br />SPECIAL SITUATIONS: Due to the uniqueness of some of the Products that you sell. I understand that in special situations that your Regional Office may have to review
<br />nod accept this contract. i also understand that this sale occurred to my home and that you and I may not have had all the correct information important to this transaction
<br />stow fingertips: t give you my consent to correct any obvious errors that may have occurred when the blanks in this contract were completed.
<br />INVALUI , f any provision of this contract violates the law and is unenforceable, the rest of the contract will be valid. If any part of this contract requires
<br />payram o es IIeea�ttt the law permits, then you will only have the ri ght to collect from the the amount of interest which the law allows you to collect.
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