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Noe. NIFORM COVENANTS. Borrower and Lender further covenant and agree as tollows: <br />19. Acceleration, Remedies. Fier shall give notice to Borrower prior to acceleration following Borrower's <br />bread[ of any covenant or agreement in this Security Instrummtt (but not prior to acceleration under paragraphs 13 and 17 <br />unless applicatik law provides otherwise). The notice shall specify: (a) the default (b) the action required to cure the <br />def aft (e) a due, not less that 30 days from the dale the notice is given to Borrower, by which the default must be cured; <br />and (d) that failure to care the default on or before the date specified in the notice may result in acceleration of the sums <br />secured by this Security Iatnumeat and sale of the Property. The notice shall further inform Borrower of the right to <br />reinstate after acceleration and the right to bring a coact action to assert the non - existence of a default or any other <br />M, nse of Borrower to acceleration nail sate. If the default is not cured on or before the date specified in the notice, Lender <br />at its option may require immediate payment in fall of all sums secured by this Security Instrument without further <br />demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to <br />collect all expenses incurred in punning the readies provided in this paragraph 19, including, but not limited to, <br />reasonable attorneys' fees and costs of title evidence. <br />If the power of sale is invoked, Trustee shill record a notice of default in each county in which any part of the <br />Property is located and shall mail copies of such notice in the manner prescribed by applicable Law to Borrower and to the <br />other persons prescribed by applicable law. After the time required bi applicable law, Trustee shall give public notice of <br />sate to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the <br />Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in <br />one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by <br />public aaaancement at the time and place of any previously scheduled sale. Lender or its designee may purchase the <br />Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. <br />Trustee shall apply the proceeds of the sale in the following order. (a) to all expenses of the sale, including, but not limited <br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security <br />Instrument and (c) any excess to the person or persons legally entitled to it. <br />20. Lender in Possession. Upon acceleration under paragraph N or abandonment of the Property, Lender (in <br />person, by agent or by judicially appointed receiver) shall he entitled to enter upon, take possession of and manage the <br />Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver <br />shall be applied first to payment of the costs of management of the Property and collection of rents. including, but not <br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees. and then to the sums secured by <br />this Security Instrument. <br />21. Reconveyance. Upon payment of all sums secured by this Security Instrument. Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs - <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security lnstrument is recorded- <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />23. Request for Notices. Borrower requests that copies of the notices of default and tale be sent to Borrower's <br />address which is the Property Address. <br />24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider chain be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rtderisl were a part of this Security <br />Instrument. [Check applicable box(es)] <br />Adjustable Rate Rider J Condominium Rider 2-4 Family Rider <br />Graduated Payment Rider Planned Unit Development Rider <br />Other(s) [specify] <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />. � 1!! <br />/� _ "` .y (Sea!) <br />......... ................ .._... .......... ... o of <br />Ronne h A. Smedra <br />i( ..1, ....... ...._... ...(Seal) <br />Carol A. Smedra <br />;Sp+ a Below ntis Lme For Acknowtedgm tl — <br />STATE OF ....Nehsaaka ................: ` <br />SS: <br />COU'NT'Y OF ... Ball ..................... J} <br />a Notary <br />Public in and for <br />said county and statr., do hereby cernN that <br />...... <br />I, rho •undeta>gneel <br />pc nor � cared <br />"uneth• -At- - Seedre • and - Carol- A. "3m'edra <br />• j <br />.. <br />belcre me and is (arcl known ar rr r to b .e <br />tiit <br />`lase executed 53tn ?. and 3�1.;,o.�c'.c� said :rstr,tme�., < -- - <br />the'> r <br />.• <br />t,c. and : ..r,ta aid ...w al.a 'hat <br />d for tile -ur <br />^c. 2..i t,_ e: :r ":,nn <br />set forth. <br />c( racy} <br />n <br />she, <br />}7th..... <br />'r4�i'1 s r,.y hand en:] !�tt,'ia? Sea: this, .. <br />std <br />Aty c mis ) E%, -ire5: <br />DIMM wry t., V <br />aoI .............. <br />....... <br />