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INVALID PROVISIONS: It um pro—)on of this contract s iolates the law and is ttnanlhrreable. the rest of the contract will IV valid If any pant of this conn:rct require, payment of more interest than the law permits, then tau will only havo the Tight toc rillecl from me the amount of interest Much h the line allows vou to collet t. COMPLETENESS OFTHIS CONTRACT: ']'his contract c:u) only be changed iI both you and Iagrec in writing. The following notice bringgs at my attention the rights that I have even when this contract is sold In a f inancial institution or bank, and I should not ice that the impur- tanec of this provision is stressed by its appearance in ten point, boldface type: 8'7— 107019 NOTICE This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising out of this transaction, including all claims and defenses, are also valid against any holder of this contract. The right to recover money from the holder under this provision is limited to the amount paid by the buyer under this contract. A claim is a legally valid reason for suing the Seller. A defense is a legally valid reason for not paying the Seiler. A holder is anyone trying to collect for the purchase. INSURANCE. CANCELLATION: II' 1 have requested insurance in this purchase, 1 may cancel such request for insurance forany reason within fifteen (15) day +front the date of this contract by notifying you or the holder of this contract in writing. 1 know that the cancellation of my coverage will he arranged with the insurance carrier(s) and a full refund of my prem)mn(s) together with applicable finance charge will be credited nrthis contract. PLEASE NOTE: if i have requested insurance in this purchase, l will receive within thirty (30) days acertificate of insurance more fully describing the insurance coverage. 1 know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to the extent stated in the following Notice of Proposed Insurance. 1 also know that I have insurance coverage only if I have been charged for it. NOTICE OF PROPOSED INSURANCE I take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sides Contract on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the number of monthly payments. I understand that this particular insurance may not provide coverage for my last few payments, and that during that period of time I will not have any insurance coverage. All benefits and proceeds of the insurance will be aid to you or to a financial institution or a bank if it purchases the Safes Contract to the extent of its interests and any balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to reppny the Total of Payments: thereafter, the insurance ( decreases by the amount of each monthly payment on a scheduled 30 day basis. If I amjointly obligated on the Sales Contract with a Co- Buyer, and we have both signed the request for Credit Life Insurance, death bene(ts will be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period stated . in the insurance policy orcertiticate, Credit Accident and Health insurance is k>r the benetitamouTool 1 /30th ofeach month's payment foreach day that I um totally disabled due to an injury or sickness while 1 owe any payment to vou: however. I understand that I hove to be prevented from working due to such total disability for more than four- teen (14) amsecutive days before the insurance benefit is paid hack to the first day of my total disability. I also know that I cannot obtain any, insurance from you if I am over65 years of age today, and I also know that the insurance coverage provided to me may contain a maximum amount of coverage which will not pay in some cases, the entire amount tha! 1 owe vou. Due to the maximum amount of coverage stated in the insurance policy, l know that any, unpaid amount in excess oft he msurance coverage wilt still have to be paid. If the Sales Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded to me in the man - neeprescribed by law. Within thirty 1301 does. I will receive the certificate o(insuranec more fully describing my insurance coverage. If the insurance is not accepted by the insurance company, I will receive a refundof the insurance premiums i have paid. BUYER: The next two paragraphs conta)n warranties relative to this sale given by us to the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT aSALE§LCOCT AND RNjQ_TGAGE FOR VALUE RECEIVED. Seller hereby sells, assigns, conveys, transfers and delivers to (Assignee) all of its rights, title and interest in and nr the fnat:dlownt Sales Contract and Sforteage. together with all liens existing to secure its payr� property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions (if this contract. Seller warrants and represents; I I ) It has the right to make this assignment: (2) All statements and figures in this contract and in the Buyer's statement are materially true and correct; (3) This contract arose from the tuna fide sale of the goods and services described herein: Of The cash downpayment shown in this contract was actualfy paid by Buyer and no part of said dow•npayment was loaned di- redly or indirectly by Seller to Buver. (5) Each Buyer is legally competent to contract: (6) This contract is not and will not he subject to any claim, defense, demand or right of offset: (7) The execution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulation now in effect; (8) In the event that this contract or the underlying sales transaction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancelia- tion period has expired and neither the sale nor this contract has peen cancelled or resc)nded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. IN TESTIMONY'A HEREOF. the undersigned is an authorized representative of the Seller and has signed below on behalf of the Seller on this day of The foregoing instrument was acknowledged before ire on.__. —._ by the authorized agent of Seller who is Mymtna}s+sion expires: .. sin a. S� GENESAt MnTARY State of Nebruke .,_.7�3 RY C rm. E.p.'Um 12. 1997 THE PACESETTER CORPORATION (seller) By — - -- r Notnn Poihhc �JC•�J/ ___._.__ __— —_. us