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payment of more interest wd I only have the r-i g-6 to collect from me the amount of interest which the law al lows you to collect. COMPLETENESS OF THIS CONTRACT; This contract can only be changed if both you and I agree in writing. The following notice brings to my attention the rights that I have even when this contract is sold to a financial institutiogxgL /� bank, and I should notice that the impor- tanceof this provision is stressed by its appearance in ten point, bold face type: 9 106850 NOTICE This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising out of this transaction, Including all claims and defenses, are also valid against any holder of this contract. The right to recover money from the holder under this provision Is limited to the amount paid by the buyer under this contract. A claim Is a legally valid reason for suing the Seller. A defense is a legally valid reason for not paying the Seller. A holder Is anyone trying to collect for the purchase. INSURANCE CANCELLATION: If I have requested insurance in this purchase, I may cancel such request for insurance for any reason within fifteen 05) days from the date of this contract by notifying you or the holder of this conu act in writing carrier(s) know that the cancellation of my coverage will be arranged with the insurance caer(s) and a full refund of mypremm 11) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance coverage. 1 know that if there is an conflict ut the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that 1 am covered only to the extent stated in the following Notice of Proposed Insurance. 1 also know that 1 have insurance coverage only if t have been charged for it. NOTICE OF PROPOSED INSURANCE 1 take notice that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the number of monthly payments. I understand that this particular insurance may not provide coverage for my last few payments, and that during that period of time I will not have any insurance coverage. All benefits and proceeds of the insurance will he paid to you or to a financial institution or a bank if it purchases the Sales Contract to the extent of its interests and any balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments; thereafter, the insurance decreases by the amount of each monthly payment on a scheduled 30 day basis. III am jointly obligated or, the Sales Contract with a Co- Buyer, and we have both signed the reyttest orCredit Life Insurance, death benefits will be pa able only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period stated in the insurance policy or certificate, Credit Accident and Health Insurance is for the benefit amount of 1!30th of each month's payment for each day that 1 am totally disabled due to an injury or sickness while I owe any payment to you; however. I understand that I have to be prevented from working due to such total disability for more than four- teen (14) consecutive days before the insurance benefit is paid back to the first day of my total disability. I also know that I cannot obtain any insurance from you 11`1 am over 65 years of age today, and I also know that the insurance coverage provided to me may contain a maximum amount of coverage which will not pay in some cafes, the entire amount that I owe you. Due to the maximum amount of coverage stated in the insurance policy, I know that any unpaid amount in excess of the insurance coverage will still have to be paid. If the Sales Contract is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded to me in the man- ner prescribed by law. Within thirty (30) dhys, l will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is not accepted by the insurance company, f will receive a refund of the insurance premiums 1 have paid. BUYER: The next two paragraphs contain warranties relative to this sale given by us to the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMEN SALP CONTRACT � AN MORTGAG - FOR VALUE RECEIVED, Seller hereby sells, assigns, conveys, transfers and delivers to 0 W_ r iN O t t nn / � (Assignee) all of its rights, title and interest in and to the Installment Sales Contract and Mortgage, together with all liens existing to secure its foayment, and the property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and represents; (1) It has the right to make this assignment; (2) All statements; nd figures in this contract and in the Buyer's statement are materially true and correct, (3) This contract arose from the bona fide sale of the goods and services described herein; (4) The cash downpayment shown in this contract was actually paid by Buyer and no part of said down payment was loaned di- recd or indirectly by Seller to Buyer; (5) Each Buyer is legally competent to contract; (6) This contract is not and will not be subject to any claim, defense, demand or right 9f offset; (7) The execution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulation now in effect; (8) In the event that this contract or the underlying sales transaction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella- tionperiodhasexpired and neitherthe sale northiscontract has been cancelled orrescinded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. G IN TESTIMONY WHEREOF, the undersigned is an authorized representative of the Seller and has signed below on behalf of the Seller on this 1 1 day of [iouf -mhe_r '19—E-1. The foregoing instrument was acknowledged before me on ! )- Y)00'c.V+l / 19 by the authorized agent of Seller who is My commission expires: aeatntrr,,,r st > ib. -,aika a THE �PACESETTER CORPORATION (Seller) ey zAaLd", Notary Publi4 nT .:.( I i 0! �. 3333