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I <br />87-106806 <br />BY SMWW MUM, Mortgagor accepts and agrees to the terms and covenants contained in <br />rthis Adjustable Rate Rider. <br />f � <br />/ [SEAL) <br />gagor Kell Mendyk <br />SEAL] <br />Mort r Christine . Mendyk <br />L' <br />F <br />