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A4justablc Rate Rider ❑ Condominium Rider 2-4 Family Rider <br />Graduated Payment Rider ❑ Planned Unit Development Rider <br />Other(s) [specify] <br />By SIGNING BELow, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with <br />.. °e4 <br />.. .........................(Seal) <br />Verne L. Hill <br />Ni I I <br />—i <br />