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0 A44kkw to My Vapskl PriselpA If I choose to pay the Limited Payment, my monthly paymentamId <br />be less tban go amount of Ow interest portion of Ow montlily payment Owt would be sufficient to repay Ow <br />unpaid principal I owe at the monthly payment data In full on Ow maturity date in substantially equal <br />payments. It 0% Goal% month Oat OW I*Wtffld Payn"At is le" than ON interest partim OW Now fgawff win <br />eviotract 00 Limited payment hom d" amount of am inure" pmIjon and will add am WWORAO to my us, <br />Paid principal. The No" Holder will she add interest an Ow amount of this diffamma to my Unpaid princiPal <br />each mouth. 7U interest rate on Ow intervat added to principal will be the rate required by Section AW above. <br />0 Lhak on My Unpaid Prhwdp*L- Increased bgmt* Nyments: My unpaid prjucipal can now exceed a <br />maxinnun amount equal to one bandred tweaty4 five percent (125%) of the principal amount I originally bar, <br />rowed, My unpaid Principal, could exceed LMt maximum amount if I pay a Limited Payment. If so, an "4*0 <br />" my paying my Limited Payment would cause me to exceed that limit, I will instead begin paying a now <br />mantlily payment until the next rate change date. The now monthly payment will be in an amount w" <br />would be sufficient to repay my then unpaid principal in full on the maturity date at my current interest rate <br />in substantially equal payments. <br />U99111"'k - ,,, , JL 0 � , 1 9 <br />Steven G. Durham Borrower <br />Roberta K. Durham Borrower <br />Feet 4 04 <br />CO <br />Feet 4 04 <br />