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Tot he extent permitted by applicable law, lender may charge a reasonable Was a condition to Lender's consent to the loon assutnp- <br />tion. Lender may also require the transferee to sign an assumption agreement that is acceptable to Tender and that obUgataw the <br />transferee to keep all the promises and agreements made In the Note and in this Security Instrument. Borrower will continue to be <br />obligated under the Note and this Security Instrument unless lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice <br />shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must play oll <br />sums secured by this Security Instrument, If Borrower fails to pay these sums prior to the expiration of this period, Leader may <br />invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br />c y <br />L <br />JOHN K. MCCREERY � Barrawer <br />FRANCES E. MCCREERY Borrower <br />(Sea[) <br />Borr <br />[Sign Original Onig <br />n <br />{ <br />w <br />