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Home Equity Line of <br />87— 104772 Credit Rider <br />(Open end credit with ❑ fixed rafe)M van able rate interest) <br />This Home Equity Line of Credit Rider' is dated --9-7—/27L82— --- and is an amendment to the Mortgage or Dead of Trust ("Mortgage") <br />of the $am date Iven he -tder� I �t secure Borrower's Home Equity Line of Credit Agreement with <br />NORWEST BAN NEWRASXA TIO I ATION !'Lender") <br />of the same date covering the property described in the Mortgage and located at <br />4078 BACK AVENUE GRAND ISLAND NE 69803 <br />errAWMn <br />In addition to the covenants and agreements made on the Mortgage, Borrower and Lander further covenant and agree as follows. <br />1. The word "Note as used in the Mortgage and this Rider, refers to the Home Equity Line of Credit Agreement. <br />2. The Note evidences an open end revolving line of cred!l agreement between Borrower and Lender. The amount stated in the Mortgage as <br />the principal sum of the indebtedness is the credit limit for the brie of credit All advances made at any time by Lander in accordance with <br />the terms of the Note, and all interest an the advances, shad be secured by the Mortgage. However, at no time shall the principal amount of <br />the indebtedness secured by the Mortgage, not including sums advanced in accordance with the mortgage to protect the security of the <br />Mortgage, exceed the slated credit Jim,t for the tare of credit <br />3. The Note provides for <br />0 a fixed rate of interest eypressed as a daily Periodic rate of rate This corresponds to an annual percentage rate <br />)Uj a variable rate of interest expressed as acaily periodic rate equal to 1 365 of an annual rate of —�—JO—% over (he "Index Rate." The <br />daily periodic rate may incrme,f THE 91-PhY TREASURY <br />BILL RATE _jE_JT�ABLISHED t.K! AUCTION AVERAGE ON A DISCOUNT BASIS, ROUNDED TO THE NEAREST .10%)) <br />I the -,index Rate) increases, The irwiaf daily pefoodtc tare es-0' 0-2-W.. This corresponds to an annual percentage rate of --?- —50%. <br />The annual percentage rate *91 never be mole than The daily periodic rate will be adlusted on the last business day of every <br />month, using the Index Rate in effect that day Ar orrerease in the daily periodic rate may increase the monthly payment due. <br />In <br />