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87- 103857
<br />ADDITIONAL
<br />PREPAYMENT AND ACCRUAL OF'THE FINANCT C th igh i do not have to pay nitre than the regular scheduled monthly paymosit, I have the
<br />right to yy the whole atarituni owing to you in full at any time or in part ftxtm ume to Mme. If the lettoling institution or hank that buys my contract complex the f era t e
<br />: ly, l know my finance charge will he less if t make an early payment, and it will he higher if i pray late: l also recognize that an yy necessary adjustment to my total
<br />ft e e will be reflected in my final hill: l also know that the atltotutlts shown on the revers6 side for the FinanceCharge, 'Total of I'ay , and ftToW Uncle Price
<br />am estimates based on the assumption that you will receive each of the payments exactly on its die date: and I know that there will he no refuted if t because there
<br />is to refund if 1 am charged om a daily basis. If the lending institution of bank does t� coact the fi e cll ge dailyy oleo if i y w amount;
<br />will rc to am of the finance charge (interest) by the accounting ncediure as the actuarial hoid; amount ofmy w he
<br />fi ore the scheduled amounts of my monthly payment and not (sit the actual date. and amounts of the prepayments that i pay to you. 1 know dW a
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<br />$I - 00 will not be
<br />IMPORTANT NOT= ABOUT WARRANTIES:
<br />1-1 We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR -
<br />MSHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />(h) i have read, in detail, the -separate - LIMITED WARRANTY" which accompanies this contract. it explains the conditions arm] circumstances in which the t -
<br />prodacts will be repaired or replaced. ) take notice of the limitations on the warranty, and 1 particularly recognize that any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract.
<br />S*. WIAL -ORDER GOODS:1 know that you have measured my house and its openings so that you can make the products to fit my particular house. i take notice the the
<br />goods that we manufactured fix my specific house probably will not fit any other douses, and under such conditions, 1 know that 1 cannot cancel this contract at any time
<br />after the periodof titre given to me, by law, in which to cancel. After that legal period of time, I know that I have the obligation to pay you in full the amount owed.
<br />OBLIGATIONS PERTAiNING TO PROPERTY INSURANCE: AND %IV REAL F'STATE: I 1 pronn%e to keep my house in gaud repair and to keep
<br />it insured for at least Racy ref its rellacenxnt value b% hucing a Lire and extended coverage insurance policy. The insurance company must be approved
<br />by you. and the policy must hase a ttcilefictary cIiuw +vouch says that you ate to tv paid it there is it loss. The insurance company must agree that
<br />it will not cancel my rxalicy without first teliine you I authorile die insurance company to pay you directly tit any lass. You can choose to use this
<br />Insurance payment to either tepay ony anxlutus i owe you or to repair rri \ luiuse. I have the t,rinun of pm6dm°S property insurance through an existing
<br />policy or through a psilicg inde,cild ntl3 ohtalned Mitt paid for by nit: I also prorrllse that I will not allow anyone else to place any liens on my real
<br />estate without v("!r written Itermissi i, 1 1 larilinisc to pay all uVICs, X"C"Ifilents and oll)el charges on my real estate when due. 4. 1 promise to timely
<br />stake all payment% on one prior 1, ans .ecuredl by my real estate, r also promise that i ++ill not extend, renew or change prior titans without your written
<br />{ mtissian. S. 1 t kit) nee insuiv my house or tiiititi my , tt cr o, #ll >,atiunti to! m., real estate. the
<br />n you can do it tilt ale if you want (hut you do nor
<br />have cos. if you do) pay jmy of the e ohltttatatnc for ode. I !vrev to pay sou ha,k nn elemand plus interest at the highest lawful contract rate of interest.
<br />Until I pay you hack. these amounts +a 111 'br addcoi n, nl+ debt to +ou twh,ttl !, secured by my real estate anol house 1 l now that it you decide to buy
<br />insurance for me that vleu (it, not h.vve to ohlam ;an+ ilontcouner or h:af =day oihrirtnce
<br />SALE OF MY HOUSE: 1 pronuse full no se11. !case or ha+e Cully repaid my debt to vou.
<br />DEFAULT: I will be in default under this contract it
<br />1. 1 ditn't make a payment when due: or
<br />2. 1 break any promise 1 made tea you in this contract or
<br />3. Something else happens which causes you iii believe in gaxxi faith that I do not intend to pay you as promised; or
<br />4. 1 default on any obligate -nis for which I am using my holrrte as collateral, or
<br />5. Scornething happens tomy house which threatens your rights, it any, in it.
<br />IF I AM iN DEFAULT: i untlerbiand that you have the right to firetloae. the MotrtgagF� f have given to you and have my house sold to repay any amounts I owe you if 1
<br />am in default under this Contract. Before my itdsuye is sold, yotu will do everything that the paw requires. it you hire an attorney to assist you to sell my hawse, or, to six me,
<br />or, to t our rights, 1 agree to pay you for your re.astinable attorney_ s fens and fir other related expense., such as court costs, title searches and money you expended
<br />to 't my house, if you are allowed to collet t such anounts by law
<br />OTHER RIGHTS: We can choose not to enforce any (i4 the rights under this contract as often as we want without losing then). Or, we can delay enforcing any of the rights
<br />without losing them. We can alas use any rights now of in the future given to us by law
<br />DELAYS: i know that you will use your best efforts to install the proxlucts 1 am purchasing on my house. but i also understand that in some situations you may encounter
<br />de4sys that are caused by strikes. weather conditions. delays you have In ohuaming materials. or for other reasons that are beyond your control. I understated that you will
<br />notbe Itable for such oielays.
<br />ARBITRATION: If I have a dispute or claim with you conceming the quantity, quality of performance of the products. I understand that my dispute may be submitted to
<br />and wittled ins to the mediation-arbitration program that may have developed in my community. I also know that any decision made by an arbitrator(s) would be en-
<br />torrid in the court having jurisdiction over me and you.
<br />SALVAGE VALUE: I know flint the windows, wo outwork, and other materials that have to be renove d by you for this installation have NO salvage value. When you re-
<br />inow you can have them for whatever purporse you want.
<br />, AL SCTUATIONS: Due to the uniqueness of some of the products that you sell, I understand that in special situations that your Regional Office may have to review
<br />and accept this contract. 1 also understand that this sale occurred in my hate and that you and I ma not have had all the correct information important to this tiom
<br />td ; i give you my consent to correct any cthavisaus Greets that may have twcurrcd when the blanks in this contract were completed.
<br />NVALID PROVISIONS. If any provision of this ct mtract violates the law and is unento rceable, the rest of the contract will be valid. if any part of this contract requites
<br />paynatallof mom irderest than de taw permits, then yoau will only have the right to collect frown rtes the amount of interest which the law allows you to collect.
<br />TEN `Olt'' THIS CONTRACT: `flans contract can turfy he changed of btmh you and I agree in writing.
<br />The fettlowing ice Iri s to my attention the rights that I have even when this contract is saki to a financial institution or a I should notice that the impor'-
<br />this is stres y its appearance inter point, Nild face type
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