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1038n <br />NONUNIFORM COVENA . Borrower and Lender further covenant and agree as follows: <br />19, tom; R 1 give notice to Borrower prior to acceleration following rower's <br />breach of any covenant or in this Security Instrument (but not prior to secelerstion under par 13 19 <br />osk" applicable law pro ). The notice shall specify: (a) the default; (b) the action required to cure t <br />(c) a date, not Im than 30 days from the date the notice is given to Borrower, by which the default must be e <br />and (d) that faiiure to cure the default on or before the date specified in the notice may result is acceleration of the sums <br />secured by this Security Instrument and ask of the Property. The notice shall further inform Borrower of the right to <br />reinstate after ti m and the right to a curt action to assert the non - existence of a salt or y other <br />ddow of wear to acceleration and sale. if the default is not cured on or before the date specified in the notice, Leader <br />at its may require inuslediate payment in full of all sum secured. by this Sourity Instrument without further <br />demand and way invoice the power of ask and any other remedies permitted by applicable law. Lender shall be entitled to <br />caliact an expenses incurred in pursuing the remedits provided in this paragraph 19, including, but not limited to, <br />reasonable a ys' few and casts of title e <br />If the power of Male is invoked, Trustee shall record a Mice of default in each county in which any part of the <br />3 <br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the <br />other persons prescribed by amicable law. After the time required by applicable law, Trustee shall give public Mice of <br />sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the <br />P i at public auction to the highest bidder at the time and place and under the terms designated in the native of salty in <br />' <br />one or parcels and in say order Trustee determines. Trustee may postpone sale of all or any parcel of the Pr rty by <br />public announcement at the time and place of any previously scheduled sale. Lender or As designee may purchase the <br />Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. <br />Trustee 11 apply the proceeds of the sale in the following order: (a) to all expenses of the sale, including, but not limited <br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security <br />(c) any excess to the person or persons legally entitled to it. <br />Instrument; m <br />20. Leader in Possession. Upon acceleration under paragraph N or abandonment of the Property, Lender (in <br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the <br />Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver <br />shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not <br />secured by <br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums <br />this Security instrument. <br />21. Reconveyance. Upon payment of all sums secured by this Security instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall 'reconvey the Property without warranty and without charge to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs. <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a suece:,sor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the -title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />; <br />23, Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />24. Riders to this Security instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the riders) were a part of this Security <br />Instrument. [Check applicable box(cs)] <br />7 Adjustable Rate Rider _ Condominium Rider _ 2-4 Family Rider <br />E_] Graduated Payment Rider 77 Planned Unit Development Rider <br />1 Other(s) [specify] A. ACKNOWLEDGEMENT OF POWER OF SALE <br />B. HOME EQUITY LINE OF CREDIT RIDER�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants con fined in this Security <br />Instrument and in any riders) executed by Borrower and rev tth it. <br />c:.. (Seal) <br />— Borrower <br />iz_MA IN J. GAU ER <br />.......(Seal) <br />i JANICE L. GAUTHIER — Borrower <br />(Space Below Tlaa Uve for Ag*rvowledWyverrtl <br />STATE OF ..Ililra$A.SKA ................... <br />COUNW OF .(%ALL ......................... <br />