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Home Equity Line of <br />BANKS 87°- 103483 Crew-it' Rider <br />(Open end credit with ❑ fixed rate )(3 variable rate interest) <br />This flome Equity Line of Credit Rider is dated QA101167 I and is an amendment to the Mortgage or Deed of Trust ( "Mortgage ") <br />o/ the same date given by the undersigned ("Borro� ver ") to secure Borrower's Home Equity Line of Credit Agreement with <br />NORWES7 1tpN1 , NATIONAL ASSOCIVni _ ( "Lender") <br />of the same date covering the property described in the Mortgage and located at. <br />44 KUES,rr-RS LAKE GRAND ISLAND, NE 68801 <br />Fopeny Addles <br />In addition to the covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as follows: <br />1. The word "Note', as used in the Mortgage and this Rider, refers to the Home Equity Line of Credit Agreement. <br />The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the Mortgage as <br />the principal sum of the indebtedness is the credit limit for the line of credit. All advances made at any time by Lender in accordance with <br />the terms of the Note, and all interest on the advances, shall be secured by the Mortgage. However, at no time shall the principal amount of <br />the indebtedness sec:ired by the Mortgage, not including sums advanced in accordance with the mortgage to protect the security of the <br />Mortgage, exceed the stated credit limit for the line of credit. <br />The Note provides for. <br />❑ a fixed rate of interest expressed as a daily periodic rate of % rate. This corresponds to an annual percentage rate of %. <br />a variable rate of interest expressed as a daily periodic rate equal to 11365 of an annual rate of 4 ^ �' %over the "Index Rate." The <br />daily periodic rate may increase it -!HL s1 -DAY TG:EAgURY <br />RILL RATE (ESTABLISHED (LAST AUl'TION A'- : ;ERAGE ON A 11Tc('0LINT .BF;1S: RDUNDED 11l THE NEAREST If)/)) <br />(the "Index Rate') incre ses. The initial daily periodic rate is" I-_ L 1 �°. This corresponds to an annual percentage rate of -V-75% <br />The annual percentage rate will never be more than -11 • ()0%. The daily periodic rate will be adjusted on the last business day of every <br />month, using the Index Rate in effect that day. An increase in the daily periodic rate may increase the monthly payment due. <br />a9lrawer's mgrerure <br />NIS 879 11- 8�xsl-jI.b used —nre morgagel <br />--- g-1— <br />a <br />J <br />