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<br />87 -03296 ADDITIONAL TERMS -
<br />PREPAYMh�e i AND ACCRL V4: OF THE CMANCE t_Y.ARGE: Even though I do not have to pav more dean the regular scheduled month! a
<br />g Y payment, (have the
<br />right w reftapq the whole amount owing toiou in full at any low or in pact from time to time. If the le;L4 institution or bank that buys my contract computes the finance
<br />chargeso�getTy,1 finance charge will be less if h mske an early payment, and it will be higher if f ay late I ako recognize that any necessary ad' tit [o -ry [Dial
<br />finance Mtge �vitI btic Ell tiecrsd n my final bill: I also know that the accounts shown ontbe reverse side for the Finance Cfiarge, Total or Payments, stud @Total Sale Price
<br />ate estimates haled on the assumption that you will restive each of the payments exactly on its due date; and i lento that there will be no refund if t pprreeppaayy becmuse the
<br />is nothing to refund if 1 am charged on adaily basis. If the tending insnmtnou or bank does not compute the finance charge daily, and if I prepay the winote amount, you
<br />will refund to me the un of rned portion of the finance charge (interest) by the accounting procedure known as the actuarial. method; and the amount of my rebate will be
<br />figured on the scheduled dates and amounts of my monthly payment and not On the actual dates and amounts of the prepayments that I pay to you. I know that a refund
<br />ofh,m than S 1.00 will [tot be made.
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />BILA)(a) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR -
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />(b) I have read, in detail, the separate "LIMITED WARRAYFY-' which accompanies this contract. It explains the conditions and circumstances in which the man -
<br />of ftehued products will be repaired or replaced. I take notice of the limitations on the warranty, and I particularly recognize that any implied warranty which applies lathe
<br />goods Iaets only as long as the warranty or service contract. -
<br />$MaAL -ORDER GOODS: I know that you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that are tmaitufitc -rued far my specific house probably will not fit any other houses, and under such conditions, I know that I cannot cancel this contract at any time
<br />a8ertte period -_time given to me, by law, in which to caul. After that legal period of time, ! know that I have the obligation to pay you in full the amountowed.
<br />OBLIGATIONS PERTAINING TO PROPERTI' iNSIRANCF AND MS' REAL ESTATE: I_ I promise to keep my house in good repair and to keep
<br />it insured for at ieast got* of its replacement value by buvene a fire and eitendeti coverage insurance policv. The insurance company must he approved
<br />by von. and the policy moult have a beneficiary clause which say, that you are w be paid if there is a loss. The insurance- company must agree that
<br />it will of cancel my policy without first witine on I auihnn7i the insurance company to pay sou directly for any kris. You can choose to use this
<br />insurance pay -meet to either mpav any amounts I i-e sou .x to repay my house. 1 have the option uf- providing property insurance through an existing
<br />policy or through A pnt" mdependently nbtaoed and rai.J t. h} tic. _s. 1 also promise that I will not allow anyone else to place any liens on my real
<br />estate without your written perdu —nn i I prsm,se tea fav Al taxes. ,srnents and other charges on my real estate when due. 4. 1 Qromise to timely
<br />make all parnts on my pew kvms secured by my real rstate. 1 oho pronnve that I will Mn ectettd, renew or change prior loans without Your written
<br />issi -n. 5. If i do not unsure my house nr fulfill my odrr ,,bbgattons to my real estate. then you can do it for me if you want (but you do not
<br />ve tol_ If y -u do pas any of these ohhgatians far roc- 1 agree to pay you hack on demand plus [merest at the highest lawful contract rate of interest.
<br />back, Until 1 pay
<br />vow Until these amounts will he Added it, my debt to ctw which is secured by my real estate and house. 1 know that if you decide to buy
<br />insurance ftt me that you do not have to obtain any ho mry n tw ttah,lns murance.
<br />SALE OF MV HOUSE: 1 pvycs; na to sell_ lease ,x arve my how c to anv,,nc until i hose fully repaid my debt to vnu.
<br />DEFAULT: 1 will be in default under this contract d'.. -
<br />i. I don1 rirake a payment when due :o or
<br />1 break any promise I matte to vow in this r-ntra.-t. m
<br />3. Something else happens which causes you to believe in good faith tax I do trot mtetd to pay you as promised: or
<br />4. 1 defaalton any obiiga ions for which h lam um" my Mime as collateral; or
<br />5. Somethinghapp -_v to my house which threatens your rights. ifanv.ina,
<br />IF I AM IN DEFAULT: I understand that you have the right to frimc lose the Mortgage I have given to you and have my house sold to repay any amounts 1 owe you if I
<br />am in default under this contract. Before my house is sotd, you will do r,viy doing that die law requites If you hire an attorney to assist you m sell m house, or, m sue me,
<br />or, m protect your rights. I agree m pay you for your reasonable an-rmevs" fees and for other related expenses such as court costs, tide searches and money you expended
<br />m [ pro my house. rf you arc allowed to collect such amounts by law
<br />OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we want without losing them. Or, we can delay enforcing any of the rights
<br />without losing them. We can also use any rights now or in the, future given to us in law _
<br />DELAYS. I know that you will use your test efforts to install the products I am purchasing on my house , but h also understand that in some situations you may encounter
<br />delays that am caused by strikes, weather conditions, delays you have in obtaining materials. or for other reasons that are beyond your control. I undetsand that you will
<br />out be liable for such delays, - - -
<br />ARBITRATION: If I have a disputant charm with sots concerning the quantity. quaiity or performance of the products, I understand that my dispute may be submitted to
<br />and settled according to the tnaiiYi- m- arbitraticm Kiwain that may have devdop�d to my comtrtttnit) . I also know that any decision made by as atbi rstor(s) would be sn-
<br />eered its the coun having jurisdiction over rite and you.
<br />SALVAGE VALUE: I know that tfte windows, woodwork, and other materials that have to be removed by you for this installation have NO salvage value. When you re-
<br />trwvc them, you can have totem for whatever purp~ you want
<br />Sr CIAL MWATIONS: Dote to the uniqueness of some of the products that volt sell, I understand that in special situations that your Regional Office may have to review
<br />and accept this contract. I also understand that this sale occurred in my hone artd that you and h may not have had all the correct information important to this transaction
<br />taosufmpnips; I give you my consent to correct any obvious errors that tray have twcured when the blanks in this contract were completed. - -
<br />INVALID PROVISIONS: If any provision of this contract vwlates the law and is unenforceable, the rest of the contract will be valid- If any put of this contract requires
<br />ptymentof more interest than the" permits, then you will only have the right ro collect (roan me the amount of interest which the law allows you tocellect.
<br />COMPLETEwWr 1 9SOFTHI SCO, afTRACT: Thiscontractcan, mivtrchaneeii :ftx.thvow:vtdlagreeinwriting.
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