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a <br />-1 <br />ADDITIONAL TERMS <br />$7a+— 143171 1 have the <br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARC.F.: l yen though 1 do not have to ay rnorc than the regukar sclxtduled monthly payment, <br />lensing mstirutimt or bank that buys my correct corrtputes the finance <br />to going to you is full at any time or in part from time to one. If the <br />charge daily, I Icy r ckrrge will he less if 1 make an tarty payment, and it will be higher if I pay late; I also recognize that env necessary adjtmtrtxat to my total <br />for the Finance Charge, Total of synents, and the Total Sale Price <br />finance charge will be reflected in my final bill; I also know that the Amounts shown on the reverse side <br />receive each of the exactly on its due date; and I know that there will be no refund if I pr�Y t:auae there <br />a <br />are ostimarea based at the assumption that you will Irayrtxnis <br />compute the finance charge daily and if I pmpay thew amour. <br />is nothing to refund if I am charged on a daily basis. If the lending institution or bank does It <br />a] Met <br />mnot <br />tand rot n thenactual dates and amounts of the prepayments that 1 pay to You. krxtwa refund <br />��iltlrrrefund the scheduled dazes and artouns nftmy monthly payment <br />Feast) SI .ofl will not be trade. <br />IMPORTANT NOTICE ABOUT WARRANTIES: <br />EXPRESSED OR IMPLIED, OF MERCHANTA- <br />((a) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, <br />FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR- <br />SELL- <br />BILR AND BY <br />WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE <br />NISHES BUYER WITH A SEPARATE <br />OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). <br />ER ON ITS <br />fb) I have read. in detail, the separate - LIMITED W ARRANT 'Y" which accompanies this contract. It explains the conditions and circumstances in which the tnM- <br />1 recognize that any implied warranty which applies to the <br />Y(♦[pftd products will be repaired or replaced. I take mice of the limitations on the warranty, and particularly <br />or service contract <br />goods lasts only as long 'Lithe warranty <br />that can make the products to fit my particular house. I take notice tiro ilk <br />GOODS: I know that you have measured my house and its openings so you <br />Mouse will not fit any other houses, and under such conditions, 1 know that I cannot cancel this contract at any lime <br />goods that are manufactured for my specific probably <br />in tocancel. After that legal period of time, I know that 1 have the obligation to pay you in full the amount owed. <br />aRarthe period of tune given o one. by law, which <br />PERTAINING TO PROPERTY INSLRANCE ANI) MY REAL ESTATE: I I promise to keep my house in good repair and to keep <br />must be approved <br />OBLIGATIONS <br />it insured for at least S0% of its mi`14cemem velar hr bu%uiu a fire and extended coverage insurance policy. The insurance, company <br />that are to tx paid if there is a loss. The insurance company must agree that <br />by you, and the pokey anust hate bill, .laze. • which says you <br />b of I the insurance .unlpany to pay v.0 directly for any loss. You can choose to ,use. this <br />will not cancel policy without flat te,hnc ooze :mthorve <br />1 u I` r poi it,, h u c. 1 have the option of providing property insurance through tit exsting <br />insurance pavrixnl to either repay any arn,wni, owe y <br />in through a policy naclvendemly obh:uned :m.i is d t or by h .I Iso p onus that I will nor allow anyone else to place any liens on my rea <br />my real estate when due. J. I ppromise to tamely <br />policy <br />estate without your written lxrrmsvan t I promise n, Fay .+II tics. .nseswaent and oiler charges on <br />on my prior ioans �rrurcit ho m. teal c�i :+te. I also pmmne that 1 will not extend. renew or change prior loans wit lou[ your written <br />make all do it for me if you want (but you do not <br />paynhrnts <br />permission 1 d nt wsurr n h u tut ill ms other hl .+Woos to nn real .fate then y u can <br />dI toy of these hhi u r tor nu, ! opted to. pry aou hack o)n demand plu. imerest at the highest lawful contract rate of interest. <br />If I know that if decide to buy <br />have tut. you pay you <br />Until 1 pa you back. these inhount, wdi tv added t+ - debt oo you which is secure t by my real estate :old house. <br />insurance for nee that you do rnit hear vo ,thimn .+ny M +n dnr or hd dry nnorana• <br />SALF. OF MY HOUSE: I pmmhse "1 tr sell base nr rcc nip h, ,-e e to : awone until I have fully repaid my debt to you. <br />DEFAULT: I will be in default under this contract it <br />1. 1 don't make a payment when due. ov <br />2. 1 break any promise I nude to you in this contract. or <br />3. Something else happen which causes vivo to believe in gad tanh that I do not intend to pay you as promised; or <br />4. 1 default cot any obdigata+ns for wMch I ant using my home as collateral. or <br />S. Somethinghappensiomy house wM .hthreatensy urnghts•ifany.inif <br />have my Morse old to repay any amounts d owe you if 1 <br />. <br />IF f AM IN DEFAULT: I understand that you have the right to foreclose the Mortgaged have given b, ooze and <br />will do c vcrvthing that the law requires I(you hire an attorney to assist you to sell my house, dr, to sue me, <br />am in default under this contact. Before my Mouse is sold. you <br />rr, !o protect your rights. I agree to pay' you for your reasonable amorreev, s fees and for other related expenses such us court costs, title searches and money yiw expended <br />, <br />lo�ct my horse. if vow are allowed Iocof lest such amount Ay law <br />as of ten as we want witMwt losing them. (h, we can delay enforcing soy of the rights <br />OTHER RIGHTS: We can ch n ose l to enforce any of the rights under this contract <br />We also use any rights now or to the future given to us by law <br />4 <br />widwW losing them. can <br />DELAYS: 1 know that vow will tau your tidal efforts to install the prduch t am purchasing on my house, but I also understand that in some situations you ma encounkr <br />for reasons that are beyond your control. I understand that you Will <br />delays that are caused by strikes, weather conditions, delays you have m obtaining materials. or other <br />y <br />era be liable for such delays. <br />the quality or pertumiance of the products. 1 understard that my dispute nuy be submitted to <br />ARBITRATION: If 1 have a dispute on claim with you coricemmg quantity, <br />that may have developed m my cornnunrp I also know that any decision trade by an arbmtator(s) would beentered <br />dirt addled acvrordutR to the mediation-arbitration program <br />in the court having junsdictiom over me and you. <br />for this installation have NO salvage value. Wien you no- <br />{ qp <br />SALVAGE VALUE: I know that the windows, woxdwork, and other nhalcrals that have it) h e removed by you <br />move them, you can have them f r whatever purpose you want. <br />the that you sell. I understand that in special situations that your Regional Office may have to review <br />SPFCiAI, SITUATIONS: Due to the uniqueness of some of products <br />and accept this contract. 1 also understand that this sale occurred in my horny and that you ant 1 may not have had all the correct information important o this transaction <br />when the blanks in this convect were completed. <br />p our fmgertiprs; l give you my consent to correct any obvious errors that may have oxcurred <br />of this contract requires <br />the rest of the contract will be valid. If any part rwp <br />INVALID PROVISIONS: If any provision of this contract violates the law and is unenforceable. <br />interest than the law permits, then you will only have the right to collect from arc the amount of interest which the law allows you tocolect. <br />paymkat of more <br />TyLSCONTRACT: This contract can only be changed if both you and l agree in writing, 4 <br />L L J <br />