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S Home Equity Line of <br />r. Credit Rider <br />87.. 103�ii8 <br />(Open end Ored/t with ❑ fixed rate P variable rata interest) <br />This Home Equity Lino of Credit Roder is dated . and is an amendment 10 the Mortgage of <br />Of the same date given by the undersigned ('Borrower ") to secure Borrower's Home Equity Line of Credit Agreement of Trust ( "Mortgage <br />( "Lender") <br />Of the Same date covering the property described in the Mortgage and located at <br />In addition 10 the covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as follows: <br />I. The word "Note': as used in the Mortgage and this Rider, refers to the Home Equity Line of Credit Agreement. <br />2 The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the Mortgage as <br />the principal sum of the indebtedness is the credit limit for the line of credit. All advances made at any time by Lender in accordance with <br />the terms Of the Note, and all interest on the advances, shall be secured by the Mortgage. However, at no time shall the principal amount of <br />the indebtedness secured by the Mortgage, not including sums advanced in accordance with the mortgage to protect the security of the <br />Mortgage, exceed the stated credit limit for the line of credit. <br />3. The Mote provides for: <br />❑ a fixed rate of interest expressed as a daily periodic rate of ______._ °!o rate. This corresponds to an annual c <br />p percentage rate of _ k <br />a variable rata of interest expressed as a daily periodic rata equal to 1385 of an annual rate of ���q6 over the "Index Rate." The <br />dally periodic rare may Increase d _ -FilE <br />HLL Pftff-- %Ec��E+t- t54tfi *{krk;�r �?+ It+r!++Fftfthr- 4W- R- 4fX E3E+fii- _ )) <br />(the "Index Rate') increases. The initial daily periodic rata is.rr . }_)_$,, This corresponds to an annual percentage rate oL__sJ.a_�yoM. <br />The annual percentage rata will Haver be more than }4 8P The daily periodic rate will be adjusted on the last business day of every <br />month. using the Index Rate in affect that day. An increase in the daily periodic rate may increase the monthly payment due. <br />1 <br />1 <br />�""x : P �- ffikl � . , W pe+s89 cazh nw +rrcvcga,2p; <br />X <br />6 <br />