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I <br />f1 <br />j 3y. <br />ASSUMABILITY RIDER <br />The mortgagee shall, with the prior approval of the <br />Federal Housing Commissioner, or his designee, declare <br />all sums secured by this mortgage to be immediately <br />due and payable if all or a part of the property is <br />sold or otherwise transferred (other than by devise, <br />descent or operation of law) by the mortgagor, pursu- <br />ant to a contract of sale executed not later than 24 <br />months after the date of execution of this mortgage <br />or not later than 24 months after the date of a prior <br />transfer of the property subject to this mortgage, to <br />a purchaser whose credit has not been approved in ac- <br />cordance with the requirements of the Commissioner. <br />Borrower Steven L.Cromer Borrowee; Cheryl K. Cromer <br />(To be made a part of all Mortgages /Deeds of Trust on <br />which the Application for Insurance (HUD - 92900) is <br />signed on or after December 1, 1986) <br />G. ToSek®. Fee C.Wu. Cok edo Kirffe. Kemal Rack span" M—nq <br />Te-vk. Texm Tyk,. Team Woad�d. rm hA 0v 4.'d PW*. Konen <br />a <br />