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87--. 102432 1 faction of mortgage, judgments, and other debts, and such other instruments in writing of whatsoever kind and nature as may be necessary or proper in the pre- mises. E. To Deal with Bank Accounts and Deposit Boxea. And also to make withdrawals from or deposits to any bank account or savings or loan account or other cash account in my name; and to enter and have free access to any safe deposit box in my name for the purpose of adding property thereto or removing property therefrom. F. To Ratify Acts. Giving and granting unto my said attorney in fact full power and authority to do and perform every act neces- sary, requisite, or proper to be done in and about the premises as fully as I might or could do if personally present, with full power of substitution and revoca- tion, hereby ratifying and confirming all that my said attorney shall lawfully do or cause to be done by virtue hereof. G. To Be Effective Immediately and Endure Disability. This power of attorney shall not be affected by disa- bility or incapacity of the principal. (Section 30- 2665 R.R.S. 1943, 1985 Su PP -) Ot H. This power of attorney shall be effective on J7 1985. IN WITNESS WHEREOF, I have hereunto signed my name this Ln day of December 1985. S P Ferne SS.. Zaf5-Ak n as Susan Ferne and Ferne L.) Pepper STATE OF NEBRASKA) SS. COUNTY OF HALL ) �w On this J7Kday of December, 1985, before me, the undersigned notary public, personally appeared Ferne S. (also known as Susan Ferne and Ferne L.) Pepper, known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged that she executed the same for the purpose therein contained. seal. IN WITNESS WHEREOF, I hereunto set my hand and official / Notary Pub Al M L J