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1. <br />74112 -60 -1 <br />ACKNOWLEDGEMENT 87/- 101197 <br />I /We, STERLING G. CAULKINS AND NORMA P. CAULKINS, husband and wife,. <br />( "Trustor" ), under that certain Deed —or Trust ate Mardi 2. 1987 <br />( 'Deed of Trust ") to be entered into among Trustor, 1oseDh g. Badad <br />( "Trustee ") and FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LINWI8 <br />( "Beneficiary "), -covering the following described property: <br />LEGAL DESCRIPTION: <br />All of Lot 12 and the Easterly 13' of Lot 11, Block 8 in Morris Fifth Addition <br />to the city of Grand Island,Hall County, Nebraska. <br />hereby acknowledge that it is understood that (a) the Deed of Trust <br />to be executed by Trustor is a trust deed and not a mortgage and <br />(b) the power of sale provided for in the Deed of Trust provides <br />substantially different rights and obligations to the Trustor than a <br />mortgage in the event of a default or breach of obligation. <br />Trustor acknowledges that this Acknowledgement was made prior to <br />the execution of the Deed of Trust. <br />Executed and delivered this 2nd day of March , 19 87 <br />for Sterling G. Caulkins <br />Trustor Norma P. Caulkins <br />State of Nebraska ) <br />ss. <br />County of Hall ) <br />The foregoing instrument was acknowledged before me this 2nd <br />day of March 19 87 , by <br />Sterling G. Caulkins and Norma P. Caulkins, husband and wife. <br />Witness my hand and notarial seal at Grand Island <br />in said County, the date aforesaid. <br />My commission expires: <br />Otar <br />y <br />84SA <br />a <br />