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<br />8/-100962
<br />UNIFliRIACi}vENgyls Borrower and Lendercovenart and agree asfollow -s:
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<br />1, Payment of Principal and Interest: Prepayment and Late Charges. Borrower shall promptly pay when due
<br />the pri ncipal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the dote.
<br />1. fun ds for Taxes and Insurance. Subject to applicat ti t sa or to a written sasscr by Lender. Borrowers-ball pa}
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<br />to Lender on the day monthly payments are due under the ,'dote. until the Note is paid in full. a sum ("Funds' equal to
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<br />one- twelfth of: (a) yearly taxes and assessments which may attain priority over this Security Instrument: (b) year;}
<br />leasehold payments or ground rents on the Properv, if any: (c? yearly hazard insurance premiums: and ("d)
<br />yearly
<br />mortgage insurance premiums, if any. These items are called "escrow items." lender may estimate the Hinds due 'on the
<br />basis ofeurrent data and reasonable estimates offuture escrow items.
<br />The Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a f6teral or
<br />state agency (including Lender if Lender is such an institution). Lender shall apply, the Funds to pay the escrow items.
<br />Lender may not charge for holding and applying the Funds, analvzirig the account or veriF }trig the escrow items unless
<br />Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge Borrower and
<br />Lender may agree in writing that interest shall be paid cell the Funds. Unless an agreement is made or applicable law
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<br />requires interest to be paid. Lender shall not he required to pay Komi Vcr any interest or earnings on the Funds; Lender
<br />shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the
<br />purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums sCCUred by
<br />this Security Instrument.
<br />If the amount of the Funds held by Lct:der, togelier with the future monthly: paymentsoaf Funds payable pear to
<br />the due date% of the escrow items, shall exceed th a amount required to pay the escrow items when due, the excess shall lie
<br />at Borrower's option, either promptly repaid to borrowcr or credited led to Borrower on monthly payments of Funds. If the
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<br />amount of the Funds held by Lender m not su$icumt to pay the er
<br />scow items when due. Borrower shalt pay to Lender any
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<br />amount necessary to make up the deficiency .in one or rrxncg'rrrc as s quirzd lay Cruder.
<br />Upon payment in full of all sums secured by this Sacur ny Instrument. Lender shah promptly refund to Borrnw,-F
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<br />any Funds held b }' Lender. if undzrpiaragraph t9 the PFCperlr is sold let' acquired by Lender_ Lender shall-apply. no later
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<br />than immediately prior to the sale of the Property or its acquisi it?n by Lender. any Finds held by Lender at the tune of
<br />application as a credit against the sums secured Ely this Security lnstrumen2-
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<br />3 Application of Payments. t mess applicable lea p y othCrwTSe all payments received by Lender utKIC[
<br />paragraphs I and Z shall be applied: first, to We chargesdue uncle the .*note, second. to Prepayment c barg es due under the
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<br />third to amounts payable under paragraph fi'wrt3i. to iirerGSx aft) and last ttipritri ipal dt
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<br />4, Charges; Liens_ Borrower shall pay all taxes ic; saeientw i ^harexs, *ties and impositions attriiartablic to the
<br />Property' which xnav attain priority over this Security lio%tri nier'L and leasehold payments" or ground- rents,. if
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<br />" BQTro9tGF shall pay these 4ltahgattiaiNa in the manner prim ided in paragmpph, T. orif not paid in that manner. Borrower shall
<br />pay them on time directly to the person owed payTnent_ Bori -ower shall paromptiy iurntsh to Lender all noticim 4 an » s .
<br />to tae paid under this paragraph. If Bor iow'er makes these payments directly. Borrower snap; Promptly farm sh to Lender
<br />receipts evidencing the payments.
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<br />Borrower shall promptly discharge any hen which has prriorry the: this security- lastru ;rent unless &err €use' ta)
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<br />agrees to y r ring tee the pH }'merit Eh the .?lalt¢at cm scsuFed lay tine lies to a €rsamic aciceptalale to Lender- 3b) contcs-tx in g ,ail
<br />faith the heat by, or defends against errfc?rfictttetrt oft !_ yi- #,G Lrdzcs _ ee ' s n cue ter
<br />prevent the enfor z Rarnt of the hen or fcyr€eiture Of arty art v4f the Prxg+e i -: ca- f ie) secures from the holder of the l
<br />agFeerneni yyUsfaCrory to Lender subordinating the Here to this Securt} Instrimacou If Lender determines tl'.�any part u€
<br />the Property [s sublet to A hen which may attain priority . icr ,its Seurat lastrtmamt Lender may gave Borrower' a
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<br />notice idenlifymg the lien. Borrower shall satisfy the iica cT take oite or irissr os the acuities set forth abo a wahm, 10 days
<br />of the giving tat notice.
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<br />S. I'i171t'd IttSriraflee, Bfarrow'eF Mali lcezp the ;irfpri?az'na7Ys }w' eyiSttna�"! ��S .hereafter Crested em the Prn�- .
<br />insured against kris by fire. hazards included within the tern --extended . a -erage" and any tither hazards fen ahx h tAmder,
<br />'- Tegwtes insurance. This insurance shall he mairnamed m 'sloe amotmis and t w the permd.8 that Lender rCeptllrGS. T-ti@'
<br />insurance
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<br />Carrier providing the insumnce shalt he ct=,isen ltv Bo2ruwerr subnect to Lender "s Ttdl wlazF$i Pte to
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<br />unreastirably withheld.
<br />ail insurance policies and renewals shall be a3:,q Table to Lender and 4WI include a standard mo (gage clause
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<br />Lender shall have the right to hind the ptvltews and renewals, If Lender requires. BeiFrayi:er shall laroruptly give to L-en ter
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<br />. all rtre#pts of laatd premiums and renewal tics# #cos. In tine eyertt cat kris_ BOITOarer Shaft give prunipt'nmice to the uzsua- x
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<br />carrier and Lender Lender may make proi?t of,_o -,f Ia :.. pre r� '=y b.Y BS»Ywec.
<br />Unless Lender and Borrower to hzrw2sz agree in wr_tmg insurance prix - reds shall be applied to restoration to reictar
<br />ntthe Property damaged. if the restoration or repair Is ,-VOnCf 112 y file and Lendler's security is not €asseued_ If the
<br />restoration or repair is not economically feasible or Lender's �__-uri£v would be lessened, the insurance proLtcds shall be
<br />app red to the sums secured by this sev iris Instrument, whe4iier or iain Then dim with any excess paid t >a Borr€z+szr. If
<br />Borrower abandons the Property. or does tun amwer within 30 da}3 a niotti:ee from Lender that the insurance cHrTien his
<br />e ed to s-itle a claitR: then L_rnder may eolieLt the irisurHri�e mceeds. Lender r a tv use the proceeds to repair €x restore
<br />ill,- Property Or to pay snrm; secured by this Se Lriry instrument., whether of rim .hen due. The period will tkVrx
<br />...'wren the notice is given. - - -
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<br />- L Ft4e,S - Lender and Borrower L thztvasz agree In writing_ a% apphcai*Lm of-p i? -eeI s, tit pruicip,al shall uc temend or
<br />post due date of the me +n[ih' pay runts r,-terxGd to in paragraphs I ami t <ir change dhc arno
<br />aril n€the payments if
<br />under paragraph lit the Property is acquired i±y Lender. Gorr <tyver'. 2F }aril Insurarxte s li acs and pro Ltdc r ulttag
<br />$tom da tinge to the Prc pens prior .: the atguisitio shall xcurcxi I?y =hit SeL r sy'
<br />Instr ast nen# immediately pnorto the acquisition
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<br />5. Preservation and Maintenance of Proper, Le olds. Berrc?werMali mot dcstrin- damageoiF_s r>; irtx9lly-
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<br />chHngi the Property. allow the Property to deter c rate or eati was
<br />_ I_f -th-_ Sex-twin l strm a lea
<br />1BOTTC =weI shall comply with the prov;sion %of the lease- and if I3cWoLu'era"-v{tnr_ !Ce Ertic to the Property the leaschoki and
<br />five title shall not merge unless Lender agrees to the merger in w-nting,
<br />.. 7. PrtNeCtIOA Of iRnder '6 Rights in the Pml 'tv= Mortgai;e Let arance. -if Bu:�rrr,wer tatty t p,-rtearrF? jW
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<br />aCOYerrtintsdnit agreements contained in tlus Secun #y Instrument, orther'z e;r segai procreding that ms4 i3iE- Rit3£anilY atTe,.'t
<br />Ltndrr s rights in the Property (such
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<br />as a proceeding in bankruptcy, probate for cfxiderrioat #cxr car to enloTCe laws or
<br />rrgulationsl, then Lender ma} do and pay f7ir whatever is necessary #e? Protect the 1310C of rlic Property and Urmler s not,
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<br />it. the Property. Lender's actions may include pacing any sums se urGxi ia} a :itR witch his p *uarity eavGr this'etiurrty
<br />,Instrument, appearing [rl couri, paving r"sonable attorneys' Tee, and eniertn.g +:'.*t the Pr ?p c`.t =t tt;aAC CCpiFty aliii.'it)g,It
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<br />Lender may take action under this paragraph'. Len,:erdoee'i n . have tea d + s.-
<br />'ins rn uwt dtsbursed by I rn # r under this paragraph 'hall e , r ,at raaidebt ±t lli =r'r:.wer •CeZtoed tbv f ,
<br />Secufux
<br />lnStrurncw Unicss &Ii .iwer anii I eater agree tt r.ti rr terrR, , s i ,sir r,- ii zsx li r s.nali near ant xr r "teat
<br />thr date :n wishur%errtrni it the ti„ it =ate Fe lt�
<br />. .sr"! she i ,ai at u. -r �«e t. ._ .,•ia t
<br />r-r4oGStiRg (tats narol i t -.. ,e,
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