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��M 12. The Mortgagor further agrees that should this rnortg:aRc and the uole secured hereby not be eligible fol insurance Lander the National Housing ,Act within 188 days , from tthe Mate hereof (written statement of any Officer of the Department of Dousing and Urban Development or imillorrizad agent of the 'Secretary of Housing and Urban Development dated subsequent to the time from the date of this wort agce declining to - insure a, d note and this i$fl d s ttatartg being deemed conclusive pro�t of sttcii ineligibility), the Mortgagee or holder of the note bray, at its option, declare all Sums securred hereby immediately due and payable. This - option may not be exercised by the mortgagee when the ineligibility for insurance under the National Housing Act is due to the morigtgee's ,failure to remi3 the Mortgage Insurance Premium to the Department of }dousing and Urban Development. 13. That if the Mortgagor fails to Make any payments of money when the same become due, (it faits to conform to and comply with any of the conditions or agreements contained in this mortgage, or the note which it secures, 'then the entire principal sum and accrued interest shall at once become due and payable, at the election Of the Mortgagee: and this mart $e relay thereupon be foreclosed immediately for the whole of said money, interest, monthly payments, costs, ground renti, taxes and the asst of extending the abstract Of title from the date of this loan to the time of commencing such foreclosure suit, and a reasonable attorney's fee, all of which shall he included in the decree of foreclosure: and the contract embodied in this mortgage and the note secured hereby, shall in all respects be governed, con trued and adiLAFed by the laws of Nebraska. where the same is made. The covenants herein contained shalt bind, and the benefits and advantages shall insure to, the respective heirs. executors, administrators, successors and assigns of the parties hereto. Whenever used. the singular number shall include the plural, the piural the singular, and the use of any gender shall be applicable to all genders. Tile foregoing conditions, all and singular, being performed according m iheir natural and legal import, this conveyance shall be void and said premises released at the expense of the Mortgagor: otherwise to be and remain in full force and effect. IN WITNESS WHEREOF, the Mortgagors) ha ve hereunto s, et their handis) the day and Year first above written. * *see attached Addendum In presence of: v u'- -- — {SEALJ Wt1fred E. Jolkowsk.i �-Romaine [SE.A L) 4 eF ISEAL) A. kows ti STATE. OF NEBRASKA, I `' COUNTY OF Hall On this 20thday of Januar�.D. 19 $before me. a in and for said County, personally came Wilfred E. Jolkowski and Romaine A. Jol.kowski, Husband and Wife Personally to me known to be the identical person whose name s are affixed to the above and foregoing instrument as Mortgagor, and they acknowledged the said instrument and the execution thereof to be their voluntary act and deed, for the purposes therein expressed. In testimony wtiereof, [ have hereunto set my hand and affixed by seal at on the day and date last above written. -� -- E+ GEkEFA V14Y-State a1 I raska _ L DENISE KAY ILOWRY rry Public - * My Gomm. Up. An 25 1957 My COMMISSION EXPIRES: STATE OF NEBRASKA ss Filed for record this day of A.D. 19 at o'clock M., and entered in Numerical Index, and recorded in Book of Mortgages, on Page of Register of Deeds CERTIFICATION: This ttsortgage turn contains no variation from the official HUD Form 92143M (9 -79) Gather than the prepayntent provision which has been amended pursuant to Mortgagee Letter 8`i -lb dated .fulc 25, 1985.