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INTO <br />87- 1O0312 <br />Manufacturers Hanover FS Corporation <br />Manufacturers Hanover FS Corporation, a corporation <br />organized and existing under the laws of Delaware, <br />DOES HEREBY CERTIFY: <br />FIRST: That this corporation was <br />incorporated on <br />the 11th day of February, 1983, pursuant <br />to the General <br />Corporation Law of the State of Delaware. <br />SECOND: That this corporation owns all of the <br />outstanding shares of the stock of each of <br />the following <br />subsidiary corporations, hereinafter referred <br />to as subsidiary <br />corporations: <br />Finance One of Alabama, Inc. <br />Alabama <br />C.I.T. Financial Services, Inc. <br />Alabama <br />Finance One of Arizona, Inc. <br />Arizona <br />Manufacturers Hanover Financial Services <br />Arizona <br />of Arizona, Inc. <br />Finance One of Connecticut, Inc. <br />Connecticut <br />Manufacturers Hanover Financial Services of <br />Connecticut <br />Connecticut, Inc. <br />C.I.T. Financial Services Corporation <br />Delaware <br />C.I.T. Financial Services, Inc. <br />Delaware <br />C.I.T. Financial Services, Inc. of Michigan <br />Delaware <br />Finance One of Florida, Inc. <br />Florida <br />Finance One Mortgage of Florida, Inc. <br />Florida <br />Finance One Credit of Florida, Inc. <br />Florida <br />Manufacturers Hanover Financial Services of <br />Florida <br />Florida, Inc. <br />Manufacturers Hanover Financial Credit of <br />Florida <br />Florida, Inc. <br />Finance One of Indiana, Inc. <br />Indiana <br />Finance One of Kansas, Inc. <br />Kansas <br />Manufacturers Hanover Financial Services of <br />Kansas <br />Kansas, Inc. <br />