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<br />200802449 <br /> <br />(B) "Borrower" is MAR I A H AV I LA AND. DAN I LO AV I LA. SR AS JO I NT TENANTS <br />AND EDER N. AVILA <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WASH I NGTON MUTUAL BANK FA <br />. <br /> <br />Lender is a FEDERAL SAV I NGS BANK <br />organized and existing under the laws of THE UN I TED STATES OF AMER I CA <br />Lender's address is 2273 N. GREEN VALLEY PARKWAY. SU I TE 14. HENDERSON. NV <br />89014 <br />Lender is the beneficiary under this Security Instrument. <br />(0) "Trustee" iSSTEFF I A SWANSON <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 24. 2008 <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY EIGHT THOUSAND AND <br />00/100 Dollars <br />(U.S. $ 148.000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than APR I L 01 2038 . <br />(F) "Property" means the property that is described below under the he~ding "Transfer of Rights <br />in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />D Balloon Rider <br />OVA Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Bi weekly Payment Rider <br /> <br />D Second Home Rider <br />D 1-4 Pamily Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, <br />regulations, ordinances and administrative rules and orders (that have the effect of law) as well as <br />all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, <br />asses..<Jments and other charges that are imposed on Borrower or the Property by a condominium <br />association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction <br />originated by check, draft, or similar paper instrument, which is initiated through an electronic <br />terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize <br /> <br />q, -6{NE) [0407) <br /> <br />Page 2 of 16 <br /> <br />Initial.: 0+/.p.. , <br />j)/)L <br />{ \J ~ <br /> <br />Form 3028 1/01 <br />