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<br />I\.) <br />G <br />is <br />CX> <br />G <br />I\.) <br />.j::.. <br />.J::>.. <br />...... <br /> <br />p <br />r- <br />~ <br />I <br /> <br />10 <br />tR <br />c:: <br />z <br />Qnc <br />m>-~ <br />n~ <br />11\- <br /> <br />g~~ <br />m (/I <br />n::c <br />~ <br />b' <br />V <br />G>, <br />C> <br /> <br />! <br /> <br />After Recording Return To: <br />MIDWEST HERITAGE BANK <br />1025 BRADEN <br />CHARlTON, IOWA 50049 <br />Loan Number: 2005162278 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />MIN: 1001555-2005162278-3 <br /> <br />DEFINITIONS <br /> <br />'- <br />,--)\,' <br />~J ~" <br />rt] ~ <br />C,? "'- <br />o"t <br />...., <br /> <br />~ r <br />v, ~ <br /> <br />&I) <br />o <br />-.J <br /> <br />r......:) <br />rC:..J <br /><,:, <br />= <br /> <br />OVJ <br />O-l <br />C )> <br />Z-l <br />-l1"T1 <br />-<0 <br />0""" <br />"""z <br />:::r: m <br />r~ CD <br />, ::0 <br />,}:>- <br />U) <br />:::0:: <br />)> <br />--- <br /> <br />=:3 <br />.::0 <br />= <br /> <br />r-v <br />-C <br /> <br />-0 <br />:3 <br /> <br /><n <br /><f) <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11, <br />13. 18, 20 and 21. Certain rules regarding the usage of words used' in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document. which is dated MARCH 21, 2008 <br />with all Riders to this document. <br />(B) "Borrower" is JOHN GRIESENBROCK AND DANIELLE GRIESENBROCK, <br />HUSBAND AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MIDWEST HERITAGE BANK <br /> <br />Lendeds a FEDERAL SAVINGS BANK <br />and existing under the laws of IOWA <br />Lender's address is 1025 BRADEN, CHARlTON, IOWA 50049 <br /> <br />(D) "Trustee" is <br /> <br />, together <br /> <br />organized <br /> <br />OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware. and has an address and telephone number <br />of P.O. Box 2026. Flint. MI 48501-2026. tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 21, 2008 <br />The Note states that Borrower owes Lender ONE HUNDRED EIGHTY-ONE THOUSAND FIVE <br />HUNDRED AND 00/100 Dollars(U.S.$ 181,500.00 ) plus interest. <br />Borrower has promised to pay this .debt in regular Periodic Payments and to pay the debt in full not later than <br />APRIL 1, 2038 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note. and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />D Other(s) [specify] <br /> <br />NEBRASKA--Slngle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMtIfl;c~ 800-649-1362 <br />www.docmagic.com <br /> <br />o <br />f'\) <br />o <br />o <br />CO <br />o <br />N <br />.....c <br />.....c <br />.- <br /> <br />m <br />~ <br />:0 <br />rg <br />rn <br />z <br />en <br />--I <br />:.n <br />C <br />:;:: <br />rn <br />~ <br />:z <br />.0 <br /> <br />~,- <br />C'::7--. <br />\~ <br /> <br />It <br />~ <br />