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<br /> '* <br /> c <br /> ;5 ~ n S <br /> :z: <br /> i;! :c <br /> ..., m <br />N ", c:: n :c <br />0 z <br />0 1"1'1 n ~ <br />CO -I :x: n 0 <br />0 =i m > !-!"' <br />N r""" n (flo <br />N M ~ :x: <br />0 <br />CJ1 ~ <br /> m <br /> :;0 <br /> -< <br /> n <br /> 1"1'1 <br /> en <br />---.--- <br /> <br /> <br /> <br /> <br /> ; '.""~'.':::' <br /> I<~:.::," ':""1 ("") <br /> M'.:-_~-" (f' m <br /> " C!l::) ("") -l C=> ~ <br /> '-' =3 c: )::>>0- <br />~ .,~ ~\ " .~~ z -"~ N <br />rTj ;:> = -.; m ::0 <br />{~') --<: <.=) C) nl <br />c)"'<~: ~--' 0 "1 C) C) <br />-'l --J -'-1 -'i..... )~ <br />(.-,~; ::J:: f'l CD (5) <br /> ~' V 1';;. ,',::) ~.,,:.;# <br />[1' " CJ ,~ ~.,. <br />(',~J " :3 ':.:'.tJ (j) <br />(,n } r- Je>- f'J --{ <br /> S' N Ul ::n <br /> I; ::.'~ f'J c: <br /> (' :J;o. C) s: <br /> C) '-" '--' n1 <br /> C) (J) c.n ~ <br /> (J) <br /> Z <br /> 0 <br /> <br />[Space Above This Line For Recording Pata] <br /> <br />Loan No: <br /> <br />450802993~ ' <br />, g-C <br />o <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document arc defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated March 10, 2008 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Michael L Krecklow and Kimberly A Krecklow, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />State of Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated March 10, 2008 <br />The Note states that Borrower owes Lender <br />One Hundred Six Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 106,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than April 1, 2023 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />