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<br />(Space Above This Line For Recording Data)
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<br />J /. DD
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<br />LOAN NUMBER: 9116
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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ("Security Instrument") is made on February 29, 2008. The grantor is Virginia L.
<br />Woitaszewski..Oseka, a single person, whose address is 1528 Windsor Rd, Grand Island, Nebraska 68801
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is Pathway Bank whose address is PO Box
<br />428, Cairo, Nebraska 68824 . ("Trustee"). The beneficiary is Pathway Bank, which is organized and existing
<br />under the laws of the State of Nebraska and whose address is 306 S. High PO Box 428, Cairo, Nebraska
<br />68824 ("Lender"). Virginia L. Woitaszewski.Oseka owes Lender the principal sum of Two Hundred
<br />Thousand and 00/100 Dollars (U.S. $200,000.00), which is evidenced by the note, consumer loan agreement, or
<br />similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on August 29, 2008. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the perfonnance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall,
<br />State of Nebraska:
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<br />Address: 125 Ponderosa Dr, Grand Island, Nebraska 68801
<br />Legal Description: Parcel ]: Lot One (1), Block Two (2) in Ponderosa Lake Estates Third
<br />Subdivision in the City of Grand Island, Hall County, Nebraska and
<br />Parcel 2: Lot Twenty~Eight (28), Block Two (2), in Normandy Estates in the City of Grand Island,
<br />Hall County, Nebraska which currently has an address of 1528 Windsor Rd., Grand Island, Nebraska
<br />6880]
<br />Parcel ID/Sidwell Number: 40036489I and 400066467
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<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
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<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
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<br />Borrower and Lender covenant and agree as follows:
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<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non~appealable judicial opinions.
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<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
<br />any sums payable by Borrower to Lender,in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
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<br />"2004-2007 Copyright Compliance Systems. Inc. 8C9C.OE02 . 2007 01.201
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