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<br />200802019 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br /> <br />(Seal) <br /> <br />~ "\i\~~ \~\..':J \J\.k ~Q\~'-f':~,L~I) <br />SHANNON KAY URBANSKI <br /> <br />(Seal ) <br /> <br />(Seal ) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />cD -6(NE) (0005) <br />~ <br /> <br />Page 14 of 1 5 <br /> <br />Form 3028 1/01 <br />