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<br />(Space Above This Line For Rccording Data)
<br />
<br />LOAN NUMBER: 0160275937
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on February 15, 2008. The grantor is THOMAS J
<br />BARNETT and LORNA K BARNETT, HUSBAND AND WIFE, whose address is 4239 UTAH AVE, GnlOd
<br />Island, Nebraska 68803 ("Borrower"). Borrowcr is not necessarily the same as the Person or Persons who sign the
<br />Note. The obligations of Borrowcrs who did not sign the Note are explained further in the seetion titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). Thc
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). THOMAS J BARNETT
<br />and LORNA K BARNETT owe Lender the principal sum of Eighteen Thousand and 00/100 Dollars (U.S.
<br />$18,000.00), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as
<br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br />debt, if not paid earlier, due and payable on February 20, 2018. This Security Instrument securcs to Lender: (a)
<br />the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of
<br />thc Note; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (e) the
<br />performance of Borrower's covenants and agreements under this Security Instrumcnt and the Note. For this
<br />purpose, Borrower, in consideration of the dcbt and the trust herein created, irrevocably grants and convcys to
<br />Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 4239 UTAH AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT 5, CAPITAL HEIGHTS EIGHTH SUBDIVISION, GRAND ISLAND,
<br />H..\LL COUNTY, NEBRASKA
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also be
<br />covered by this Security Instrument. AIl of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />b'fant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrowt:r warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any cncumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />\9 2004-2007 Copyright Compliance Systel11l. Inc. 8C9C.B98C. 2007.01 .201
<br />C()I1sumer Real Estate ~ Security 1118ttlJlI~j'lt DL2036
<br />
<br />Page l or8
<br />
<br />www.compliancesystt=rns.(;:om
<br />80(~968-8522 - Fax 616.956-1~6~
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