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<br />200801915 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~~~ (~) <br />. - Oll"ower <br />Mua D. Coouau .: <br /> <br />:::... (Seal) <br />. - orrower <br />IgnaCiO L Contreras <br />(Sign Original Only) <br /> <br />002003899190 <br />GIi.-6A(NEl (0407).01 <br /> <br />Page 14 of 15 <br /> <br />Fonn 3028 1/01 <br />CitiMortgage 3.2.6.20 V4 <br />